493 E Front St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 493 E Front St, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,816 sqft · built 1900
Lot Size0.27 acres (11,761 sqft)
Owner2 Company Names on Record
Last Sale$46,500 (Aug 1996)
Tax Bill$5,355 (2026)
Deeds & MortgagesDec 2022 Transfer
Flood ZoneZone AE (high risk)
APN493001 129.05-3-33

Property Details

APN / Parcel Number

Primary APN493001 129.05-3-33
Alternative APNs
  • 300112900500030330000000
  • 00000000019

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,816 sqft Living Area
1st Floor Area1,408 sqft
2nd Floor Area1,408 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions194 ft deep x 63.9 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000000019
Street Address493 E FRONT ST
CityOWEGO
StateNY
Zip13827-1205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal DescriptionTENANTS BY ENTIRETY
Legal Block3
Legal Lot Number33.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group2
Census Block2002
Census Tract20500

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address493 E FRONT ST, OWEGO, NY 13827-1205
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 1996 · Amount on Record
Deed SaleAug 23, 1996 · Amount on Record
Deed Book / Page587 / 22
Last Transfer DateNov 29, 2022
Transfer Doc0000005366
Record UpdatedOct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTIOGA NY
Recording DateDec 2, 2022
Property Address493 E FRONT ST, OWEGO, NY 13827-1205
Document Number2022000005366
Instrument DateNov 29, 2022
Instrument20220-00005366
Transaction TypeTransfer
Record UpdatedDec 27, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address493 E FRONT ST, OWEGO, NY 13827-1205

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
MunicipalityOwego Village
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,355.00 (+0.83%)
2025$5,311.00 (-12.88%)$72,700 (-) Land $8,600 Building $64,100$139,139 (+3.35%) Land $16,459 Building $122,680
2023$72,700 Land $8,600 Building $64,100$134,630 Land $15,926 Building $118,704
2019$6,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 93 policies
Nearby Flood Policies93 in force
Nearby Flood Claims205 (1979–2020)
Claims Outside the SFHA16 of 205
Most Recent ClaimDec 2020 · river or lake flooding
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 108 claims
  • Severe Storms And Flooding, Jun 2006 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA OF OWEGO
private · serves 4,850 people · EPA ID NY5304409
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Empire Long Distance.

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