Tioga County and Owego Town property record for 473 E Front St, Owego, NY 13827 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,971 sqft · built 1890 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,783 (Feb 2021) |
| Tax Bill | $4,427 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Aug 2017 Foreclosure |
| Flood Zone | Zone AE (high risk) |
| APN | 493001 129.05-3-37 |
| Primary APN | 493001 129.05-3-37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,971 sqft Living Area |
| 1st Floor Area | 1,339 sqft |
| 2nd Floor Area | 632 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 164 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000000766 |
|---|---|
| Street Address | 473 E FRONT ST |
| City | OWEGO |
| State | NY |
| Zip | 13827-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 37.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20500 |
Source: Tioga County and Owego Town records · APN 493001 129.05-3-37
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 473 E FRONT ST, OWEGO, NY 13827-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage VISIONS FCU |
| Aug 24, 2017 | Foreclosure NOT AVAILABLE, FEIN SUCH & CRANE, LLP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on Record |
| Deed Sale | Feb 19, 2021 · Amount on Record |
| Prior Sale | Aug 24, 2017 · Amount on Record |
| Deed Document Number | 2021873 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Feb 19, 2021 |
| Property Address | 473 E FRONT ST, OWEGO, NY 13827-1205 |
| Document Number | 2021000000873 |
| Instrument Date | Feb 08, 2021 |
| Instrument | 20210-00000873 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 460 FRANKLIN ST, ELMIRA, NY 14904-1658 |
| Document Number | 21000000874 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 210-00000874 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Aug 24, 2017 |
| Property Address | 473 E FRONT ST, OWEGO, NY 13827-1205 |
| Document Number | 0000020170/0000003617 |
| Book / Page | 0000020170 / 0000003617 |
| Instrument Date | Aug 09, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 13, 2023 |
| Title Company | NOT AVAILABLE, FEIN SUCH & CRANE, LLP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14221 DALLAS PKWY, DALLAS, TX 75254-2942 |
Source: Tioga County and Owego Town records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Municipality | Owego Village |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,427.00 (+125.75%) | $58,900 (-) Land $9,700 Building $49,200 | $112,727 (+3.35%) Land $18,565 Building $94,162 |
| 2023 | $58,900 (-) Land $9,700 Building $49,200 | $109,074 (+14.81%) Land $17,963 Building $91,111 | |
| 2022 | $58,900 Land $9,700 Building $49,200 | $95,000 Land $15,645 Building $79,355 | |
| 2019 | $1,961.00 |
Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361070205002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 93 individual NFIP policies nearby |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 205 (1979–2020) |
| Claims Outside the SFHA | 16 of 205 |
| Most Recent Claim | Dec 2020, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Greenlight Networks Holding | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Zeta Broadband | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Empire Telephone Corporation/North Penn Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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