Pinellas County property record for 4987 Cross Pointe Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,631 sqft · built 1994 |
| Lot Size | 0.333 acres (14,488 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Sep 2026) |
| Tax Bill | $4,964 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-758-1441-8 |
| Primary APN | C62-000-758-1441-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,631 sqft Living Area |
| Gross Area | 3,644 sqft |
| 1st Floor Area | 2,631 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 14,488 sqft (0.333 acres) |
| Lot Dimensions | 141 ft deep x 88 ft wide |
| View / Lot | Park |
| Garage Type | Attached |
| Garage Area | 679 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 325 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R21037 |
|---|---|
| Street Address | 4987 CROSS POINTE DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD251 |
| Legal Description | CROSS POINTE BLK 1, LOT 45 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 3 |
| Legal Subdivision | CROSS POINTE |
| Legal Tract | 19688 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 27325 |
4987 Cross Pointe Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Pinellas County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4987 CROSS POINTE DR, OLDSMAR, FL 34677-5212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2026 · Amount on File |
| Deed Sale | Sep 28, 2026 · Amount on File |
| Prior Sale | Sep 12, 2003 · Amount on File |
| Deed Document Number | 2026257626 |
| Deed Book / Page | 23706 / 1510 |
| Prior Transfer Date | Dec 2, 2024 |
| Prior Transfer Doc | 0229900937 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 28, 2026 |
| Property Address | 4987 CROSS POINTE DR, OLDSMAR, FL 34677-5212 |
| Document Number | 0000257626 |
| Book / Page | 23706 / 1510 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 2026257626 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | KLEER TITLE LLC, KLEER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600,950.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4987 CROSS POINTE DR, OLDSMAR, FL 34677-5212 |
| Document Number | 0000257627, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 2026257627 |
| Name | PROVIDENT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 4987 Cross Pointe Dr was $4,964.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,964.00 | $344,091 | $777,443 Land $156,772 Building $620,671 |
| 2023 | $4,609.00 (+2.88%) Homeowner's exemption Veteran's exemption | $324,654 (+3%) | $721,668 (+26.17%) Land $218,472 Building $503,196 |
| 2022 | $4,480.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $315,198 | $572,000 Land $193,175 Building $378,825 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4987 Cross Pointe Dr in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 209 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 209 in force |
| Nearby Flood Claims | 10 (2011–2024) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4987 Cross Pointe Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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