5003 Cross Pointe Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 5003 Cross Pointe Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,419 sqft · built 1991
Lot Size	0.329 acres (14,323 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Jun 2018)
Tax Bill	$4,533 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-758-1443-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-1443-4`
Alternative APNs	`03-28-16-19688-001-0470` `281603196880010470` `R21039`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,419 sqft Living Area
Gross Area	3,242 sqft
1st Floor Area	2,419 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,323 sqft (0.329 acres)
Lot Dimensions	179 ft deep x 80 ft wide
View / Lot	Park
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	271 sqft
Deck Area	270 sqft
Patio Area	270 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R21039
Street Address	5003 CROSS POINTE DR
City	OLDSMAR
State	FL
Zip	34677-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	CROSS POINTE BLK 1, LOT 47
Legal Range	16E
Legal Township	28S
Legal Section	3
Legal Subdivision	CROSS POINTE
Legal Tract	19688
Legal Block	1
Legal Lot Number	47
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	27325

Owner

5003 Cross Pointe Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Pinellas County records, as of February 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5003 CROSS POINTE DR, OLDSMAR, FL 34677-5213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 14, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jun 5, 2018	Quit Claim Deed, Transfer · VA Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on File
Deed Sale	Jun 5, 2018 · Amount on File
Prior Sale	Nov 2, 2005 · Amount on File
Deed Document Number	2018175929
Deed Book / Page	20075 / 185
Prior Transfer Date	Apr 19, 2018
Prior Transfer Doc	0200750185
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5003 CROSS POINTE DR, OLDSMAR, FL 34677-5213
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5003 CROSS POINTE DR, OLDSMAR, FL 34677-5213

Mortgage

Document Number	0234560101
Date	Feb 17, 2026
Book Page	23456/101
Instrument	2026042119

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5003 CROSS POINTE DR, OLDSMAR, FL 34677-5213
Document Number	0208531086
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5003 CROSS POINTE DR OLDSMAR FL 346775213, OLDSMAR, FL 34677-5213

Mortgage

Document Number	0208531086
Date	Jan 22, 2020
Book Page	020853/001086
Instrument	22909

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 5, 2018
Property Address	5003 CROSS POINTE DR, OLDSMAR, FL 34677-5213
Document Number	0200750185
Book / Page	20075 / 0185
Map Reference	MB 106 PG 49-54
Instrument Date	Apr 19, 2018
Instrument	2018175929
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5003 CROSS POINTE DR, OLDSMAR, FL 34677-5213

Mortgage

Document Number	2018175930
Date	Jun 5, 2018
Instrument	2018175930

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5003 Cross Pointe Dr was $4,533 with a homeowner's exemption, up 5.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,533.00 (+5.81%) Homeowner's exemption	$285,495	$677,305 Land $154,367 Building $522,938
2024	$4,284.00 (+1.88%)
2023	$4,205.00 (+2.91%) Homeowner's exemption	$269,368 (+3%)	$618,272 (+23.11%) Land $215,075 Building $403,197
2022	$4,086.00 Homeowner's exemption	$261,522	$502,227 Land $193,102 Building $309,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5003 Cross Pointe Dr in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 209 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5003 Cross Pointe Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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