Pinellas County property record for 4975 Cross Pointe Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,621 sqft · built 1992 |
| Lot Size | 0.323 acres (14,092 sqft) |
| Owner | Individual Name on File |
| Last Sale | $910,000 (Jul 2022) |
| Tax Bill | $13,382 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-758-1439-2 |
| Primary APN | C62-000-758-1439-2 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,621 sqft Heated Area |
| 1st Floor Area | 2,621 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Dome |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Concrete Tile |
| Lot Area | 14,092 sqft (0.323 acres) |
| Lot Dimensions | 159 ft deep x 80 ft wide |
| View / Lot | Park |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R21035 |
|---|---|
| Old Parcel Number | 162803196880010430 |
| Street Address | 4975 CROSS POINTE DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSS POINTE BLK 1, LOT 43 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 03 |
| Legal Subdivision | CROSS POINTE |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 27325 |
Source: Pinellas County records · APN C62-000-758-1439-2
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4975 CROSS POINTE DR, OLDSMAR, FL 34677-5212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Feb 05, 2018 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on Record |
| Deed Sale | Jul 28, 2022 · Amount on Record |
| Prior Sale | Aug 20, 2008 · Amount on Record |
| Deed Document Number | 2022231859 |
| Deed Book / Page | 22149 / 1513 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 28, 2022 |
| Property Address | 4975 CROSS POINTE DR, OLDSMAR, FL 34677-5212 |
| Document Number | 0221491513 |
| Book / Page | 22149 / 1513 |
| Map Reference | MB 106 PG 49-54 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022231859 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | KLEER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 484, PLACIDA, FL 33946-0484 |
| Name | Verified Name |
|---|---|
| Address | 4975 CROSS POINTE DR, OLDSMAR, FL 34677-5212 |
| Document Number | 0221491515 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 22149/1515 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 4975 CROSS POINTE DR, OLDSMAR, FL 34677-5212 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0218190602 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 21819/602 |
| Instrument | 2021381451 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 4975 CROSS POINTE DR, OLDSMAR, FL 34677-5212 |
| Document Number | 0199381841 |
| Instrument Date | Feb 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4975 CROSS POINTE DR OLDSMAR FL 346775212, OLDSMAR, FL 34677-5212 |
| Document Number | 0199381841 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 019938/001841 |
| Instrument | 43967 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 11, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,382.00 (+6.34%) Homeowner's exemption | $775,678 (+5.33%) | $802,885 (+9.03%) Land $149,720 Building $653,165 |
| 2023 | $12,584.00 (+150.83%) Homeowner's exemption | $736,393 (+135.21%) | $736,393 (+36.73%) Land $212,135 Building $524,258 |
| 2022 | $5,017.00 Homeowner's exemption | $313,081 | $538,568 Land $185,667 Building $352,901 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 209 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 209 in force |
| Nearby Flood Claims | 10 (2011–2024) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 295 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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