Pinellas County property record for 4972 Cross Pointe Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,243 sqft · built 1996 |
| Lot Size | 0.333 acres (14,484 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jun 2013) |
| Tax Bill | $7,382 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-758-1491-3 |
| Primary APN | C62-000-758-1491-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,243 sqft Living Area |
| Gross Area | 4,438 sqft |
| 1st Floor Area | 2,484 sqft |
| Upper Floors Area | 759 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 14,484 sqft (0.333 acres) |
| Lot Dimensions | 128 ft deep x 113 ft wide |
| Garage Type | Attached |
| Garage Area | 747 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 448 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R21087 |
|---|---|
| Street Address | 4972 CROSS POINTE DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD251 |
| Legal Description | CROSS POINTE BLK 1, LOT 95 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 3 |
| Legal Subdivision | CROSS POINTE |
| Legal Tract | 19688 |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 27325 |
4972 Cross Pointe Dr is owned and occupied by two individuals who bought it in June 2013.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4972 CROSS POINTE DR, OLDSMAR, FL 34677-5206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2013 · Amount on File |
| Deed Sale | Jun 19, 2013 · Amount on File |
| Prior Sale | Sep 8, 2008 · Amount on File |
| Deed Document Number | 2013200137 |
| Deed Book / Page | 18050 / 2633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 4972 CROSS POINTE DR, OLDSMAR, FL 34677-5206 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4972 CROSS POINTE DR, OLDSMAR, FL 34677-5206 |
| Document Number | 0216911389 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 21691/1389 |
| Instrument | 2021283278 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 4972 Cross Pointe Dr was $7,382 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,382.00 Homeowner's exemption | $443,293 | $837,506 Land $168,313 Building $669,193 |
| 2023 | $6,876.00 (+2.69%) Homeowner's exemption | $418,252 (+3%) | $760,524 (+24.59%) Land $235,176 Building $525,348 |
| 2022 | $6,696.00 Homeowner's exemption | $406,070 | $610,402 Land $210,072 Building $400,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4972 Cross Pointe Dr in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 209 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 209 in force |
| Nearby Flood Claims | 10 (2011–2024) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4972 Cross Pointe Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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