Pinellas County property record for 4995 Cross Pointe Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,958 sqft · built 1993 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $216,400 (Dec 1993) |
| Tax Bill | $5,271 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2021 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-758-1442-6 |
| Primary APN | C62-000-758-1442-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,958 sqft Living Area |
| Gross Area | 4,002 sqft |
| 1st Floor Area | 2,958 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 174 ft deep x 81 ft wide |
| View / Lot | Park |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 353 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R21038 |
|---|---|
| Street Address | 4995 CROSS POINTE DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD251 |
| Legal Description | CROSS POINTE BLK 1, LOT 46 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 3 |
| Legal Subdivision | CROSS POINTE |
| Legal Tract | 19688 |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 27325 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4995 CROSS POINTE DR, OLDSMAR, FL 34677-5212 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 23, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 1993 · Amount on Record |
| Deed Sale | Dec 30, 1993 · Amount on Record |
| Prior Sale | Sep 21, 1993 · Amount on Record |
| Deed Book / Page | 8520 / 1342 |
| Last Transfer Date | Jul 16, 2021 |
| Transfer Doc | 0216392341 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 4995 CROSS POINTE DR, OLDSMAR, FL 34677-5212 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4995 CROSS POINTE DR, OLDSMAR, FL 34677-5212 |
| Document Number | 0212410223 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 21241/223 |
| Instrument | 2020331696 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 23, 2021 |
| Property Address | 4995 CROSS POINTE DR, OLDSMAR, FL 34677-5212 |
| Document Number | 0216392341 |
| Book / Page | 21639 / 2341 |
| Map Reference | MB 106 PG 49-54 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021241987 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4995 CROSS POINTE DR, OLDSMAR, FL 34677-5212 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,271.00 (+5.8%) Homeowner's exemption Widower's exemption | $331,350 (+5.99%) | $800,812 (+9.08%) Land $152,883 Building $647,929 |
| 2024 | $4,982.00 (+1.84%) | ||
| 2023 | $4,892.00 (+1.18%) Homeowner's exemption Widower's exemption | $312,633 (+3%) | $734,132 (+26.25%) Land $217,215 Building $516,917 |
| 2022 | $4,835.00 Homeowner's exemption Widower's exemption | $303,527 | $581,489 Land $192,151 Building $389,338 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 209 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 209 in force |
| Nearby Flood Claims | 10 (2011–2024) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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