Richland County property record for 486 Palm Sedge Loop, Elgin, SC 29045 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 4,770 sqft Heated Area |
| Lot Size | 25,265 sqft (0.58 acres) |
| Garage | 486 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $612,000 (2022) |
Source: Richland County records · APN 28911-06-09
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 486 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Jun 16, 2023 | Intrafamily Transfer, Transfer |
| Apr 20, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 27, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| May 17, 2018 | Loan Modification, Mortgage OTHER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on Record |
| Deed Sale | Apr 20, 2022 · Amount on Record |
| Prior Sale | Oct 27, 2020 · Amount on Record |
| Deed Doc Number | 202222719 |
| Deed Book / Page | 2737 / 13 |
| Last Transfer Date | Jun 16, 2023 |
| Transfer Doc | 0028440004 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 16, 2023 |
| Property Address | 486 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 0028440004 |
| Book / Page | 2844 / 4 |
| Map Reference | MB 2017 PG 514&515 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023025398 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 486 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 20, 2022 |
| Property Address | 486 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 0027370013 |
| Book / Page | 2737 / 13 |
| Map Reference | MB 2017 PG 514&515 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022022719 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.20 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 486 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 2022022720 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 2022022720 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 27, 2020 |
| Property Address | 486 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 2545/0379 |
| Book / Page | 002545 / 000379 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 58209 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,835.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 486 PALM SEDGE LOOP ELGIN SC 290458006, ELGIN, SC 29045-8006 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 486 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 2303/3472 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444 |
| Investor | Possibly a Property Investor |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,832 (-) | $619,300 (+4.38%) Land $81,000 Building $538,300 | |
| 2024 | $593,300 (+19.67%) Land $81,000 Building $512,300 | ||
| 2023 | $19,832 (+0.01%) | $495,800 (-) | |
| 2022 | $8,776.00 (+94.76%) | ||
| 2021 | $4,506.00 | $19,830 | $495,800 Land $60,000 Building $435,800 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 43% of the US · above 30% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28911-06-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,770 sqft Heated Area |
| Gross Area | 5,508 sqft Gross Area |
| 1st Floor | 2,893 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 25,265 sqft (0.58 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 486 sqft Garage |
| Porch Area | 252 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02093264 |
|---|---|
| Street Address | 486 PALM SEDGE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-8006 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 83X190X129.4X69X164.7 #SU CROSSING @WOODCREEK PH 1&2 #PR RB2737-12 RB2133-611 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 14,83 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 11407 |
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