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498 E Valley St, Grand Junction, CO 81504 Property Records

Mesa County property record for 498 E Valley St, Grand Junction, CO 81504

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,380 sqft · built 1981
Lot Size0.185 acres (8,070 sqft)
Owner2 Individual Names on File
Last Sale$147,400 (Mar 2012)
Tax Bill$1,577 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN2943-161-40-001

Property Details

APN / Parcel Number

Primary APN2943-161-40-001
Alternative APN
  • R042530

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,380 sqft Living Area
Gross Area1,864 sqft
1st Floor Area1,380 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,070 sqft (0.185 acres)
Garage TypeAttached
Garage Area484 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR042530
Street Address498 E VALLEY ST
CityGRAND JUNCTION
StateCO
Zip81504-6358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BLK 1 AUSTIN ACRES SEC 16 1S 1E
Legal Range001
Legal Township01S
Legal Section16
Legal SubdivisionAUSTIN ACRES
Legal Block1
Legal Lot Number1
JurisdictionMESA CO
Township / Civil DivisionGRAND JUNCTION
Census Block Group1
Census Block1016
Census Tract802

Owner

498 E Valley St is owned and occupied by two individuals who acquired it in July 2012.

Source: Mesa County records, as of May 6, 2026

Owner of Record2 Individual Names on File
Mailing Address498 E VALLEY ST, GRAND JUNCTION, CO 81504-6358
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2012 · Amount on File
Deed SaleMar 19, 2012 · Amount on File
Prior SaleJul 13, 2011 · Amount on File
Deed Document Number20122604382
Deed Book / Page5275 / 329
Last Transfer DateJul 6, 2012
Transfer Doc0002617239
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address498 E VALLEY ST, GRAND JUNCTION, CO 81504-6358
Document Number0002810400
Instrument DateAug 4, 2017
Transaction TypeMortgage
Record UpdatedSep 8, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address498 E VALLEY ST GRAND JUNCTION CO 815046358, GRAND JUNCTION, CO 81504-6358

Mortgage

Document Number0002810400
DateAug 10, 2017
Instrument2810400
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 498 E Valley St was $1,577, up 12% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,577.00 (+12%)$20,730 (+10.03%) Land $3,630 Building $17,100$331,610 Land $58,000 Building $273,610
2024$1,408.00 (+0.57%)$18,840 (-) Land $3,080 Building $15,760
2023$1,400.00 (+13.54%)$18,840 (+15.72%) Land $3,080 Building $15,760$281,300 Land $46,010 Building $235,290
2022$1,233.00$16,280 Land $3,480 Building $12,800
2021$234,200 Land $50,000 Building $184,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 498 E Valley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 498 E Valley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLIFTON WD
serves 34,500 people · EPA ID CO0139180
Water SourceSurface water
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Clearnetworx
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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