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496 E Valley St, Grand Junction, CO 81504 Property Records

Mesa County property record for 496 E Valley St, Grand Junction, CO 81504

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 780 sqft · built 1982
Lot Size0.153 acres (6,679 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Aug 2021)
Tax Bill$1,213 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2943-161-40-003

Property Details

APN / Parcel Number

Primary APN2943-161-40-003
Alternative APN
  • R042532

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area780 sqft Living Area
Gross Area1,044 sqft
1st Floor Area780 sqft
Basement Area390 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1991
Architectural StyleTri-Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,679 sqft (0.153 acres)
Garage TypeAttached
Garage Area264 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberR042532
Street Address496 E VALLEY ST
CityGRAND JUNCTION
StateCO
Zip81504-6358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 1 AUSTIN ACRES SEC 16 1S 1E
Legal Range001
Legal Township01S
Legal Section16
Legal SubdivisionAUSTIN ACRES
Legal Block1
Legal Lot Number3
JurisdictionMESA CO
Township / Civil DivisionGRAND JUNCTION
Census Block Group1
Census Block1016
Census Tract802

Owner

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address496 E VALLEY ST, GRAND JUNCTION, CO 81504-6358
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2021 · Amount on Record
Deed SaleAug 6, 2021 · Amount on Record
Prior SaleApr 22, 2002 · Amount on Record
Deed Document Number20212993773
Prior Transfer DateMay 26, 2006
Prior Transfer Doc0002322685
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateAug 6, 2021
Property Address496 E VALLEY ST, GRAND JUNCTION, CO 81504-6358
Document Number0002993773
Instrument DateAug 5, 2021
Instrument2993773
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$26.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address496 E VALLEY ST, GRAND JUNCTION, CO 81504-6358

Mortgage

Document Number0002993775
DateAug 6, 2021
Instrument2993775
Lender
NameCOLORADO HOUSING & FINANCE AUTHORIT
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Mortgage

Document Number0002993774
DateAug 6, 2021
Instrument2993774
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,213.00 (+16.97%)$15,660 (+12.91%) Land $3,630 Building $12,030$250,500 (+21.02%) Land $58,000 Building $192,500
2024$1,037.00 (+0.58%)$13,870 (-) Land $2,910 Building $10,960
2023$1,031.00 (+11.58%)$13,870 (+13.69%) Land $2,910 Building $10,960$206,990 (+17.96%) Land $43,450 Building $163,540
2022$924.00$12,200 Land $3,480 Building $8,720
2021$175,480 Land $50,000 Building $125,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLIFTON WD
serves 34,500 people · EPA ID CO0139180
Water SourceSurface water
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Clearnetworx
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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