488 E Valley St, Grand Junction, CO 81504 Property Records

Mesa County property record for 488 E Valley St, Grand Junction, CO 81504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,364 sqft · built 1981
Lot Size	0.152 acres (6,634 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,000 (Oct 2025)
Tax Bill	$1,421 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2943-161-40-009`

Property Details

APN / Parcel Number

Primary APN	`2943-161-40-009`
Alternative APN	`R042538`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,644 sqft
1st Floor Area	1,364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,634 sqft (0.152 acres)
Garage Type	Attached
Garage Area	280 sqft
Porch	Open/Unfinished Porch
Porch Area	56 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R042538
Street Address	488 E VALLEY ST
City	GRAND JUNCTION
State	CO
Zip	81504-5827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 1 AUSTIN ACRES SEC 16 1S 1E UM
Legal Range	001
Legal Township	01S
Legal Section	16
Legal Subdivision	AUSTIN ACRES SUB
Legal Block	1
Legal Lot Number	9
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	1
Census Block	1016
Census Tract	802

Owner

Source: Mesa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	488 E VALLEY ST, GRAND JUNCTION, CO 81504-5827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Warranty Deed, Transfer · VA Mortgage NEXTMORTGAGE LLC
May 3, 2024	Warranty Deed, Transfer · Conventional Mortgage GRAND VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Oct 7, 2002 · Amount on Record
Deed Document Number	20253140360
Prior Transfer Date	Jun 19, 2007
Prior Transfer Doc	0002387174
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Oct 20, 2025
Property Address	488 E VALLEY ST, GRAND JUNCTION, CO 81504-5827
Document Number	0003140360
Map Reference	DOC 1219400
Instrument Date	Oct 16, 2025
Instrument	3140360
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	488 E VALLEY ST, GRAND JUNCTION, CO 81504-5827

Mortgage

Document Number	0003140361
Date	Oct 20, 2025
Instrument	3140361

Lender

Name	NEXTMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	May 3, 2024
Property Address	488 E VALLEY ST, GRAND JUNCTION, CO 81504-5827
Document Number	0003092356
Map Reference	DOC 1219400
Instrument Date	May 1, 2024
Instrument	3092356
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	488 E VALLEY ST, GRAND JUNCTION, CO 81504-5827

Mortgage

Document Number	0003092357
Date	May 3, 2024
Instrument	3092357

Lender

Name	GRAND VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Mortgage

Document Number	0003092358
Date	May 3, 2024
Instrument	3092358

Lender

Name	COM ACT HOUSING CORP
Type	Non-Lending Institution
Address	GRAND JUNCTION, CO 81504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2054

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,421.00 (+14.14%)	$18,680 (+12.19%) Land $3,630 Building $15,050	$298,790 (+20.24%) Land $58,000 Building $240,790
2024	$1,245.00 (+0.65%)	$16,650 (-) Land $3,020 Building $13,630
2023	$1,237.00 (+11.95%)	$16,650 (+14.12%) Land $3,020 Building $13,630	$248,500 (+18.42%) Land $45,030 Building $203,470
2022	$1,105.00	$14,590 Land $3,480 Building $11,110
2021			$209,850 Land $50,000 Building $159,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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