494 E Valley St, Grand Junction, CO 81504 Property Records

Mesa County property record for 494 E Valley St, Grand Junction, CO 81504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,100 sqft · built 1982
Lot Size	0.15 acres (6,543 sqft)
Owner	Individual Name on File
Last Sale	$148,500 (Mar 2017)
Tax Bill	$1,271 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2943-161-40-005`

Property Details

APN / Parcel Number

Primary APN	`2943-161-40-005`
Alternative APN	`R042534`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,364 sqft
1st Floor Area	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,543 sqft (0.15 acres)
Garage Type	Attached
Garage Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R042534
Street Address	494 E VALLEY ST
City	GRAND JUNCTION
State	CO
Zip	81504-6358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 1 AUSTIN ACRES SEC 16 1S 1E
Legal Range	001
Legal Township	01S
Legal Section	16
Legal Subdivision	AUSTIN ACRES
Legal Block	1
Legal Lot Number	5
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	1
Census Block	1016
Census Tract	802

Owner

494 E Valley St is owned and occupied by an individual who bought it in March 2017.

Source: Mesa County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	494 E VALLEY ST, GRAND JUNCTION, CO 81504-6358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Mar 23, 2017	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Prior Sale	Jun 29, 2001 · Amount on File
Deed Document Number	20172794003
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	494 E VALLEY ST, GRAND JUNCTION, CO 81504-6358
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002942983
Date	Sep 17, 2020
Instrument	2942983

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Mar 23, 2017
Property Address	494 E VALLEY ST, GRAND JUNCTION, CO 81504-6358
Document Number	0002794003
Instrument Date	Mar 23, 2017
Instrument	2794003
Transaction Type	Transfer
Record Updated	Apr 7, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	494 E VALLEY ST GRAND JUNCTION CO 815046358, GRAND JUNCTION, CO 81504-6358

Mortgage

Document Number	2794004
Date	Mar 23, 2017
Instrument	2794004

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 494 E Valley St was $1,271, up 16.4% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,271.00 (+16.39%)	$16,720 (+14.44%) Land $3,630 Building $13,090	$267,370 Land $58,000 Building $209,370
2024	$1,092.00 (+0.55%)	$14,610 (-) Land $2,940 Building $11,670
2023	$1,086.00 (+11.38%)	$14,610 (+13.43%) Land $2,940 Building $11,670	$218,100 Land $43,920 Building $174,180
2022	$975.00	$12,880 Land $3,480 Building $9,400
2021			$185,190 Land $50,000 Building $135,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 494 E Valley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 494 E Valley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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