490 E Valley St, Grand Junction, CO 81504 Property Records

Mesa County property record for 490 E Valley St, Grand Junction, CO 81504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,100 sqft · built 1982
Lot Size	0.152 acres (6,630 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (May 2019)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2943-161-40-008`

Property Details

APN / Parcel Number

Primary APN	`2943-161-40-008`
Alternative APN	`R042537`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,364 sqft
1st Floor Area	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,630 sqft (0.152 acres)
Garage Type	Attached
Garage Area	264 sqft
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R042537
Street Address	490 E VALLEY ST
City	GRAND JUNCTION
State	CO
Zip	81504-5827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 1 AUSTIN ACRES SEC 16 1S 1E
Legal Range	001
Legal Township	01S
Legal Section	16
Legal Subdivision	AUSTIN ACRES
Legal Block	1
Legal Lot Number	8
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	1
Census Block	1016
Census Tract	802

Owner

Source: Mesa County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	490 E VALLEY ST, GRAND JUNCTION, CO 81504-5827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
May 6, 2019	Special Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Mar 18, 2014 · Amount on Record
Deed Document Number	20192878761
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	490 E VALLEY ST, GRAND JUNCTION, CO 81504-5827
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 E VALLEY ST, GRAND JUNCTION, CO 81504-5827

Mortgage

Document Number	0003066730
Date	Jun 16, 2023
Instrument	3066730

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Mar 1, 2051

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	May 6, 2019
Property Address	490 E VALLEY ST, GRAND JUNCTION, CO 81504-5827
Document Number	0002878761
Instrument Date	May 1, 2019
Instrument	2878761
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$19.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 E VALLEY ST, GRAND JUNCTION, CO 81504-5827

Mortgage

Document Number	0002878762
Date	May 6, 2019
Instrument	2878762

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Mortgage

Document Number	0002878763
Date	May 6, 2019
Instrument	2878763

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,387.00 (+13.97%)	$18,240 (+12.04%) Land $3,630 Building $14,610	$291,810 (+20.07%) Land $58,000 Building $233,810
2024	$1,217.00 (+0.58%)	$16,280 (-) Land $3,000 Building $13,280
2023	$1,210.00 (+13.4%)	$16,280 (+15.54%) Land $3,000 Building $13,280	$243,030 (+19.91%) Land $44,850 Building $198,180
2022	$1,067.00	$14,090 Land $3,480 Building $10,610
2021			$202,680 Land $50,000 Building $152,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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