Mitchell County property record for 497 Summit Ave, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1939 |
| Square Footage | 2,096 sqft Total Area |
| Lot Size | 16,553 sqft (0.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $335,000 (2023) |
| Tax Bill | $1,169.00 (2025) |
| Primary APN | 0799-05-09-8915 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 6 Rooms |
|---|---|
| Building Area | 2,096 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Wood Construction |
| Lot Area | 16,553 sqft (0.38 acres) |
| Heating System | Central Heating |
|---|
| Account Number | 555785158 |
|---|---|
| Street Address | 497 SUMMIT AVE |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-3219 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAP 53 BL 2 LOT 3 LOTS 19 |
| Legal Subdivision | SOUTH SPRUCE PINE SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0799-05-09-8915
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 497 SUMMIT AVE, SPRUCE PINE, NC 28777-3219 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Jul 31, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Jun 01, 2010 · Amount on Record |
| Deed Doc Number | 20231956 |
| Deed Book / Page | 662 / 292 |
| Prior Transfer Date | Mar 27, 2023 |
| Prior Transfer Doc | 000660/251 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Sep 29, 2023 |
| Property Address | 497 SUMMIT AVE, SPRUCE PINE, NC 28777-3219 |
| Document Number | 000662/292 |
| Book / Page | 662 / 292 |
| Map Reference | MB 101 PG 482 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023001956 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 497 SUMMIT AVE, SPRUCE PINE, NC 28777-3219 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 497 SUMMIT AVE, SPRUCE PINE, NC 28777-3219 |
| Document Number | 000662/295 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 662/295 |
| Instrument | 2023001957 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 31, 2023 |
| Property Address | 497 SUMMIT AVE, SPRUCE PINE, NC 28777-3219 |
| Document Number | 000660/251 |
| Book / Page | 660 / 251 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2023001546 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 SUMMIT AVE, SPRUCE PINE, NC 28777-3219 |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,169.00 | $208,800 (-) Land $33,000 Building $175,800 | |
| 2023 | $1,169.00 | $208,800 Land $33,000 Building $175,800 | $208,800 Land $33,000 Building $175,800 |
497 Summit Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,167 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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