Mitchell County property record for 378 Summit Ave, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1937 |
| Square Footage | 962 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2022) |
| Tax Bill | $633.00 (2025) |
| Primary APN | 0890-17-00-7677 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 962 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1937 |
|---|---|
| Construction Type | Wood Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 11,326 sqft (0.26 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 555784359 |
|---|---|
| Street Address | 378 SUMMIT AVE |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-3218 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAP 55 BL 4 LOT 2 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1033 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0890-17-00-7677
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 378 SUMMIT AVE, SPRUCE PINE, NC 28777-3218 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2022 | Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage UNITED COMMUNITY BANK |
| Mar 29, 2021 | Deed, Transfer |
| Sep 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2022 · Amount on Record |
| Deed Sale | Apr 01, 2022 · Amount on Record |
| Prior Sale | Mar 29, 2021 · Amount on Record |
| Deed Doc Number | 2022000690 |
| Deed Book / Page | 641 / 823 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 01, 2022 |
| Property Address | 378 SUMMIT AVE, SPRUCE PINE, NC 28777-3218 |
| Document Number | 000641/823 |
| Book / Page | 641 / 823 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 2022000690 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11345 WOODRUFF LAKE DR, 11345, BRIGHTON, MI 48116-8412 |
| Name | Verified Name |
|---|---|
| Address | 378 SUMMIT AVE, SPRUCE PINE, NC 28777-3218 |
| Document Number | 2022000691 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 2022000691 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Mar 29, 2021 |
| Property Address | 378 SUMMIT AVE, SPRUCE PINE, NC 28777-3218 |
| Document Number | 000625/868 |
| Book / Page | 625 / 868 |
| Instrument Date | Mar 08, 2021 |
| Instrument | 2021000677 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $152.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 193, SPRUCE PINE, NC 28777-0193 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Sep 28, 2018 |
| Property Address | 378 SUMMIT AVE, SPRUCE PINE, NC 28777-3218 |
| Document Number | 000595/280 |
| Book / Page | 595 / 280 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 2018001679 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 378 SUMMIT AVE, SPRUCE PINE, NC 28777-3218 |
| Document Number | 2018001680 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018001680 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $633.00 | $113,100 (-) Land $22,000 Building $91,100 |
| 2023 | $633.00 | $113,100 Land $22,000 Building $91,100 |
378 Summit Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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