400 Summit Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 400 Summit Ave, Spruce Pine, NC 28777 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1936
Square Footage944 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$173,000 (2022)
Tax Bill$539.00 (2025)

Property Details

APN / Parcel Number

Primary APN0890-17-00-7544
Alternative APNs
  • 555684044
  • 555784487

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area944 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Lot Area6,098 sqft (0.14 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number555784487
Street Address400 SUMMIT AVE
CitySPRUCE PINE
StateNC
Zip28777-2548
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMAP 55 BL 4 LOT 5
Legal SubdivisionSPRUCE PINE
Legal Lot Number5
JurisdictionMITCHELL NC
Minor Civil DivisionGRASSY CREEK
Census Blockgroup1
Census Block1033
Census Tract950400

Owner

Source: Mitchell County records · APN 0890-17-00-7544

Assessment roll updated October 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address400 SUMMIT AVE, SPRUCE PINE, NC 28777-2548
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Prior SaleFeb 06, 2014 · Amount on Record
Deed Doc Number20222152
Deed Book / Page646 / 750
Prior Transfer DateOct 05, 2005
Prior Transfer Doc0425000438
Record RefreshedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateJul 21, 2022
Property Address400 SUMMIT AVE, SPRUCE PINE, NC 28777-2548
Document Number000646/750
Book / Page646 / 750
Instrument DateJul 14, 2022
Instrument2022002152
Transaction TypeTransfer
Record UpdatedAug 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$346.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 MOUNT CARMEL RD # A, A, ASHEVILLE, NC 28806-9718

Mortgage

Document Number2022002153
DateJul 21, 2022
Instrument2022002153
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
MunicipalitySpruce Pine Town
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$539.00$96,400 (-) Land $22,000 Building $74,400
2023$539.00$96,400 Land $22,000 Building $74,400$96,400 Land $22,000 Building $74,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire Risk to HomesLow
20th percentile nationally · 24th in North Carolina
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Summit Ave

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