394 Summit Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 394 Summit Ave, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Square Footage	944 sqft Living Area
Lot Size	12,632 sqft (0.289 acres)
Occupancy	Owner Occupied
Last Sale	$165,000 (2020)
Tax Bill	$946.00 (2025)

Owner

Source: Mitchell County records · APN 0890-17-00-7558

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	394 SUMMIT AVE, SPRUCE PINE, NC 28777-3218
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Deed Doc Number	2020001726
Deed Book / Page	618 / 332
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Sep 25, 2020
Property Address	394 SUMMIT AVE, SPRUCE PINE, NC 28777-3218
Document Number	000618/332
Book / Page	618 / 332
Instrument Date	Sep 16, 2020
Instrument	2020001726
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 368, MARSHALL, NC 28753-0368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 SUMMIT AVE, SPRUCE PINE, NC 28777-3218

Mortgage

Document Number	2020001727
Date	Sep 25, 2020
Instrument	2020001727

Lender

Name	GOPRIME MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$946.00	$169,000 (-) Land $22,000 Building $147,000
2023	$946.00	$169,000 Land $22,000 Building $147,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`0890-17-00-7558`
Alternative APN	`555783091`

Interior

Building Area	944 sqft Living Area

Exterior

Lot Area	12,632 sqft (0.289 acres)

Location & Zoning

Account Number	555783091
Street Address	394 SUMMIT AVE
City	SPRUCE PINE
State	NC
Zip	28777-3218
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MAP 55 BL 4 LOT 4
Jurisdiction	MITCHELL NC
Minor Civil Division	GRASSY CREEK
Census Blockgroup	1
Census Block	1033
Census Tract	950400