Mitchell County property record for 525 Summit Ave, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1945 |
| Square Footage | 1,638 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $65,000 (2021) |
| Tax Bill | $389.00 (2025) |
| Primary APN | 0799-05-09-7896 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,638 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 5,227 sqft (0.12 acres) |
| Heating System | Space Heating |
|---|
| Account Number | 555783939 |
|---|---|
| Street Address | 525 SUMMIT AVE |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-3221 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAP 53 BL 2 LOT 4 |
| Legal Subdivision | SOUTH SPRUCE PINE |
| Legal Lot Number | 4 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0799-05-09-7896
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 525 SUMMIT AVE, SPRUCE PINE, NC 28777-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 22, 2021 | Warranty Deed, Transfer |
| Aug 13, 2018 | Deed of Trust, Mortgage MOUNTAIN COMMUNITY BANK |
| Jul 19, 2018 | Intrafamily Transfer, Transfer |
| Mar 08, 2018 | Special Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | Mar 08, 2018 · Amount on Record |
| Deed Doc Number | 20212720 |
| Deed Book / Page | 636 / 569 |
| Prior Transfer Date | Jul 16, 2018 |
| Prior Transfer Doc | 593/023 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Nov 22, 2021 |
| Property Address | 525 SUMMIT AVE, SPRUCE PINE, NC 28777-3221 |
| Document Number | 636/569 |
| Book / Page | 636 / 569 |
| Map Reference | MB 1 PG 40 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021002720 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 707, SPRUCE PINE, NC 28777-0707 |
| Name | Verified Name |
|---|---|
| Address | 525 SUMMIT AVE, SPRUCE PINE, NC 28777-3221 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 525 SUMMIT AVE, SPRUCE PINE, NC 28777-3221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 594/044 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 594/044 |
| Instrument | 2018001402 |
| Name | MOUNTAIN COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BANNER ELK, NC 28604 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 08, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 19, 2018 |
| Property Address | 525 SUMMIT AVE, SPRUCE PINE, NC 28777-3221 |
| Document Number | 593/023 |
| Book / Page | 593 / 023 |
| Map Reference | MB1 PG40 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 2018001200 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 707, SPRUCE PINE, NC 28777-0707 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 707, SPRUCE PINE, NC 28777-0707 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Mar 08, 2018 |
| Property Address | 525 SUMMIT AVE, SPRUCE PINE, NC 28777-3221 |
| Document Number | 588/905 |
| Book / Page | 588 / 905 |
| Map Reference | MB 1 PG 40 |
| Instrument Date | Feb 05, 2018 |
| Instrument | 2018000384 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9990 RICHMOND AVE, 9990, HOUSTON, TX 77042-4559 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 707, SPRUCE PINE, NC 28777-0707 |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $389.00 (+8.36%) | $69,500 (+8.26%) Land $22,000 Building $47,500 | |
| 2023 | $359.00 | $64,200 Land $22,000 Building $42,200 | $64,200 Land $22,000 Building $42,200 |
525 Summit Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,167 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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