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4966 Pointe Cir, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4966 Pointe Cir, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,201 sqft · built 1992
Lot Size0.218 acres (9,514 sqft)
Owner2 Owner Names on Record
Last Sale$216,000 (Jan 1998)
Tax Bill$3,940 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (moderate risk)
APNC62-000-758-1477-2

Property Details

APN / Parcel Number

Primary APNC62-000-758-1477-2
Alternative APNs
  • 03-28-16-19688-001-0810
  • 162803196880010810
  • R21073

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,201 sqft Heated Area
1st Floor Area2,201 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialConcrete Tile
Lot Area9,514 sqft (0.218 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage Area589 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area198 sqft
Deck Area120 sqft
Patio Area120 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR21073
Old Parcel Number162803196880010810
Street Address4966 POINTE CIR
CityOLDSMAR
StateFL
Zip34677-5225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROSS POINTE BLK 1, LOT 81
Legal Range16
Legal Township28
Legal Section03
Legal SubdivisionCROSS POINTE
Legal Block1
Legal Lot Number81
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1007
Census Tract27325

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4966 POINTE CIR, OLDSMAR, FL 34677-5225
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Jan 6, 2020Deed of Trust, Mortgage · SBA Mortgage
STEARNS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 1998 · Amount on Record
Deed SaleJan 26, 1998 · Amount on Record
Deed Document Number0997200240
Deed Book / Page09972 / 00240
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4966 POINTE CIR, OLDSMAR, FL 34677-5225
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0199500069
DateFeb 22, 2018
Book Page19950/0069
Instrument2018055215
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSAN BRUNO, CA 94066
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4966 POINTE CIR, OLDSMAR, FL 34677-5225
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0208351430
DateJan 6, 2020
Book Page20835/1430
Instrument2020006028
Lender
NameSTEARNS BANK NA
TypeBank
AddressSAINT CLOUD, MN 56302
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term119 Months
DueDec 2, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,940.00 (+7.97%) Homeowner's exemption$252,643 (+5.99%)$644,265 (+11.28%) Land $136,209 Building $508,056
2023$3,649.00 (+2.99%) Homeowner's exemption$238,372 (+3%)$578,972 (+22.41%) Land $186,859 Building $392,113
2022$3,543.00 Homeowner's exemption$231,429$472,962 Land $169,540 Building $303,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 209 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies209 in force
Nearby Flood Claims10 (2011–2024)
Claims Outside the SFHA10 of 10
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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