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4965 Pointe Cir, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4965 Pointe Cir, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,754 sqft · built 1998
Lot Size0.22 acres (9,601 sqft)
Owner2 Individual Names on Record
Last Sale$269,900 (Feb 1998)
Tax Bill$5,799 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (moderate risk)
APNC62-000-758-1499-6

Property Details

APN / Parcel Number

Primary APNC62-000-758-1499-6
Alternative APNs
  • 03-28-16-19688-002-0050
  • 281603196880020050
  • 162803196880020050
  • R21095

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,754 sqft Living Area
Gross Area3,744 sqft
1st Floor Area2,754 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area9,601 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area654 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area336 sqft
Deck Area100 sqft
Patio Area100 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR21095
Street Address4965 POINTE CIR
CityOLDSMAR
StateFL
Zip34677-5226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD251
Legal DescriptionCROSS POINTE BLK 2, LOT 5
Legal Range16E
Legal Township28S
Legal Section3
Legal SubdivisionCROSS POINTE
Legal Tract19688
Legal Block2
Legal Lot Number5
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1010
Census Tract27325

Owner

Source: Pinellas County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4965 POINTE CIR, OLDSMAR, FL 34677-5226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 1998 · Amount on Record
Deed SaleFeb 3, 1998 · Amount on Record
Prior SaleJul 31, 1996 · Amount on Record
Deed Book / Page9981 / 15
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4965 POINTE CIR, OLDSMAR, FL 34677-5226
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4965 POINTE CIR, OLDSMAR, FL 34677-5226

Mortgage

Document Number0234851467
DateMar 12, 2026
Book Page23485/1467
Instrument2026068028
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 20, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,799.00 (+5.69%) Homeowner's exemption$355,637 (+5.99%)$734,658 (+12.32%) Land $135,357 Building $599,301
2024$5,487.00 (+1.74%)
2023$5,393.00 (+2.8%) Homeowner's exemption$335,548 (+3%)$654,063 (+24.31%) Land $187,245 Building $466,818
2022$5,246.00 Homeowner's exemption$325,775$526,151 Land $168,364 Building $357,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 209 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies209 in force
Nearby Flood Claims10 (2011–2024)
Claims Outside the SFHA10 of 10
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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