4974 Pointe Cir, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4974 Pointe Cir, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,584 sqft · built 1993
Lot Size	0.219 acres (9,527 sqft)
Owner	2 Individual Names on Record
Last Sale	$482,000 (Jul 2018)
Tax Bill	$7,677 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-758-1475-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-1475-6`
Alternative APNs	`03-28-16-19688-001-0790` `281603196880010790` `162803196880010790` `R21071`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,584 sqft Living Area
Gross Area	3,517 sqft
1st Floor Area	2,584 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,527 sqft (0.219 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	315 sqft
Deck Area	170 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R21071
Street Address	4974 POINTE CIR
City	OLDSMAR
State	FL
Zip	34677-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	CROSS POINTE BLK 1, LOT 79
Legal Range	16E
Legal Township	28S
Legal Section	3
Legal Subdivision	CROSS POINTE
Legal Tract	19688
Legal Block	1
Legal Lot Number	79
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	27325

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4974 POINTE CIR, OLDSMAR, FL 34677-5225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERNET BANK OF INDIANA
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 23, 2018	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Jul 23, 2018	Quit Claim Deed GUARDIAN TITLE/FL W COAST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Mar 6, 2013 · Amount on Record
Deed Document Number	2018232064
Deed Book / Page	20136 / 1813
Prior Transfer Date	Jul 6, 2018
Prior Transfer Doc	0201361812
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4974 POINTE CIR, OLDSMAR, FL 34677-5225
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4974 POINTE CIR, OLDSMAR, FL 34677-5225

Mortgage

Document Number	0226130754
Date	Nov 2, 2023
Book Page	22613/754
Instrument	2023281941

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank
Address	FISHERS, IN 46038

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4974 POINTE CIR, OLDSMAR, FL 34677-5225
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0214561088
Date	Mar 29, 2021
Book Page	21456/1088
Instrument	2021099831

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 23, 2018
Property Address	4974 POINTE CIR, OLDSMAR, FL 34677-5225
Document Number	0201361813
Book / Page	20136 / 1813
Map Reference	MB 106 PG 49
Instrument Date	Jul 19, 2018
Instrument	2018232064
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	GOLDEN TITLE OF FLORIDA WEST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,374.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1537 SILVER MOON LN, 1537, PALM HARBOR, FL 34683-2108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4974 POINTE CIR, OLDSMAR, FL 34677-5225

Mortgage

Document Number	2018232065
Date	Jul 23, 2018
Instrument	2018232065

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 23, 2018
Property Address	4974 POINTE CIR, OLDSMAR, FL 34677-5225
Document Number	0201361812
Book / Page	020136 / 001812
Instrument Date	Jul 6, 2018
Instrument	232063
Record Updated	Aug 7, 2018
Title Company	GUARDIAN TITLE/FL W COAST INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4974 POINTE CIR OLDSMAR FL 346775225, OLDSMAR, FL 34677-5225

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,677.00 (+5.6%) Homeowner's exemption	$459,627 (+5.99%)	$706,171 (+12.18%) Land $136,229 Building $569,942
2024	$7,270.00 (+1.64%)
2023	$7,153.00 (+2.68%) Homeowner's exemption	$433,663 (+3%)	$629,471 (+24.14%) Land $187,734 Building $441,737
2022	$6,966.00 Homeowner's exemption	$421,032	$507,076 Land $169,237 Building $337,839

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 209 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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