4958 Pointe Cir, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4958 Pointe Cir, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,245 sqft · built 1992
Lot Size0.235 acres (10,215 sqft)
Owner2 Individual Names on Record
Last Sale$322,000 (Sep 2016)
Tax Bill$6,794 (2025)
Deeds & MortgagesJun 2022 Second Mortgage
Sep 2018 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APNC62-000-758-1479-8

Property Details

APN / Parcel Number

Primary APNC62-000-758-1479-8
Alternative APNs
  • 03-28-16-19688-001-0830
  • 281603196880010830
  • 162803196880010830
  • R21075

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,245 sqft Living Area
Gross Area3,231 sqft
1st Floor Area2,245 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area10,215 sqft (0.235 acres)
Lot Dimensions120 ft deep x 86 ft wide
View / LotPark
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area482 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR21075
Street Address4958 POINTE CIR
CityOLDSMAR
StateFL
Zip34677-5225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD251
Legal DescriptionCROSS POINTE BLK 1, LOT 83
Legal Range16E
Legal Township28S
Legal Section3
Legal SubdivisionCROSS POINTE
Legal Tract19688
Legal Block1
Legal Lot Number83
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1007
Census Tract27325

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4958 POINTE CIR, OLDSMAR, FL 34677-5225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GTE FCU
Sep 27, 2018Deed of Trust, Mortgage · Stand-Alone First Mortgage
GTE FCU
Jun 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Jun 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2016 · Amount on Record
Deed SaleSep 7, 2016 · Amount on Record
Prior SaleFeb 1, 2016 · Amount on Record
Deed Document Number2016274308
Deed Book / Page19332 / 281
Prior Transfer DateSep 11, 2012
Prior Transfer Doc0177240415
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4958 POINTE CIR, OLDSMAR, FL 34677-5225
Transaction TypeMortgage
Record UpdatedJul 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4958 POINTE CIR, OLDSMAR, FL 34677-5225

Mortgage

Document Number0221141568
DateJun 25, 2022
Book Page22114/1568
Instrument2022198422
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2037

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4958 POINTE CIR, OLDSMAR, FL 34677-5225
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202210358
DateSep 27, 2018
Book Page20221/0358
Instrument2018310540
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term85 Months
DueOct 1, 2025

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4958 POINTE CIR, OLDSMAR, FL 34677-5225
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0205910986
DateJun 25, 2019
Book Page20591/0986
Instrument2019202102
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4958 POINTE CIR, OLDSMAR, FL 34677-5225
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210260073
DateJun 4, 2020
Book Page21026/73
Instrument2020169430
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,794.00 (+5.63%) Homeowner's exemption$410,719 (+5.99%)$655,234 (+10.45%) Land $142,165 Building $513,069
2024$6,432.00 (+1.69%)
2023$6,325.00 (+2.73%) Homeowner's exemption$387,518 (+3%)$593,220 (+22.91%) Land $195,779 Building $397,441
2022$6,157.00 Homeowner's exemption$376,231$482,627 Land $176,670 Building $305,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 209 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies209 in force
Nearby Flood Claims10 (2011–2024)
Claims Outside the SFHA10 of 10
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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