4961 Pointe Cir, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4961 Pointe Cir, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,747 sqft · built 1996
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Sep 2007)
Tax Bill	$8,120 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-758-1500-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-1500-1`
Alternative APNs	`03-28-16-19688-002-0060` `281603196880020060` `162803196880020060` `R21096`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,747 sqft Living Area
Gross Area	3,657 sqft
1st Floor Area	2,747 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	400 sqft
Patio Area	400 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R21096
Street Address	4961 POINTE CIR
City	OLDSMAR
State	FL
Zip	34677-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	CROSS POINTE BLK 2, LOT 6
Legal Range	16E
Legal Township	28S
Legal Section	3
Legal Subdivision	CROSS POINTE
Legal Tract	19688
Legal Block	2
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1010
Census Tract	27325

Owner

4961 Pointe Cir is owned and occupied by an individual who acquired it in December 2009.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4961 POINTE CIR, OLDSMAR, FL 34677-5226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAKE MORTGAGE CORP
Apr 1, 2020	Warranty Deed, Transfer · ARM FATRWAY INDEPENDENT MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2007 · Amount on File
Deed Sale	Sep 26, 2007 · Amount on File
Prior Sale	Oct 24, 2002 · Amount on File
Deed Document Number	2007315547
Deed Book / Page	15993 / 1652
Last Transfer Date	Dec 14, 2009
Transfer Doc	0167851335
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4961 POINTE CIR, OLDSMAR, FL 34677-5226
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4961 POINTE CIR, OLDSMAR, FL 34677-5226

Mortgage

Document Number	0219741053
Date	Mar 14, 2022
Book Page	21974/1053
Instrument	2022080243

Lender

Name	CAKE MORTGAGE CORP
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 1, 2020
Property Address	4961 POINTE CIR, OLDSMAR, FL 34677-5226
Document Number	0209461966
Book / Page	20946 / 1966
Map Reference	MB 106 PG 49
Instrument Date	Mar 26, 2020
Instrument	2020108255
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209461968
Date	Apr 1, 2020
Book Page	20946/1968
Instrument	2020108256

Lender

Name	FATRWAY INDEPENDENT MORTGAGE CORPORATION
Type	Non-Lending Institution
Address	MCKINNEY, TX 75069

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4961 Pointe Cir was $8,120 with a homeowner's exemption, up 5.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,120.00 (+5.56%) Homeowner's exemption	$484,218	$700,269 Land $136,415 Building $563,854
2024	$7,692.00 (+1.63%)
2023	$7,569.00 (+2.66%) Homeowner's exemption	$456,865 (+3%)	$628,874 (+24.47%) Land $188,703 Building $440,171
2022	$7,373.00 Homeowner's exemption	$443,558	$505,227 Land $168,767 Building $336,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4961 Pointe Cir in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 209 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4961 Pointe Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pointe Cir

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