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494 Silver Ct, Westminster, MD 21158 Property Records

Carroll County property record for 494 Silver Ct, Westminster, MD 21158 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,208 sqft · built 1989
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on File
Last Sale$96,000 (Dec 1995)
Tax Bill$3,761 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-104138

Property Details

APN / Parcel Number

Primary APN07-104138
Alternative APNs
  • 7104138
  • 104138

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,208 sqft Total Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,049 sqft (0.07 acres)
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number104138
Street Address494 SILVER CT
CityWESTMINSTER
StateMD
Zip21158-9404
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 88A 0.07 AC PH 3 SILVER COURT 31-67 AMN'D FURNACE HILLS
Legal SubdivisionFURNACE HILLS PH 03 AMD
Legal Phase3
Legal Lot Number88A
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3004
Census Tract507704

Owner

Source: Carroll County records · APN 07-104138

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address494 SILVER CT, WESTMINSTER, MD 21158-9404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 1995 · Amount on Record
Deed SaleDec 15, 1995 · Amount on Record
Prior SaleMay 18, 1989 · Amount on Record
Deed Document Number19952145
Deed Book / Page1751 / 958
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address494 SILVER CT, WESTMINSTER, MD 21158-9404
Transaction TypeMortgage
Record UpdatedDec 02, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address494 SILVER CT, WESTMINSTER, MD 21158-9404

Mortgage

Document Number0116120493
DateNov 12, 2025
Book Page11612/493
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 15, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$236,700 (+19.42%) Land $80,000 Building $156,700$236,700 (+19.42%) Land $80,000 Building $156,700
2025$3,761.00 (+12.3%)
2023$3,349.00$198,200 Land $79,000 Building $119,200$198,200 Land $79,000 Building $119,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135077043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2012, rainfall accumulation, Hurricane Sandy

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 484 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Ting FiberFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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