Carroll County property record for 491 Silver Ct, Westminster, MD 21158 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,208 sqft · built 1989 |
| Lot Size | 0.053 acres (2,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Apr 2015) |
| Tax Bill | $4,011 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-104502 |
| Primary APN | 07-104502 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,208 sqft Total Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,300 sqft (0.053 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 104502 |
|---|---|
| Street Address | 491 SILVER CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-9405 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 123A - 2300 SF SILVER CT 31-67 PH 3 FURNACE HILLS AMND PLT B |
| Legal Subdivision | FURNACE HILLS PH 03 AMD |
| Legal Phase | 3 |
| Legal Lot Number | 123A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 507704 |
Source: Carroll County records · APN 07-104502
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 SILVER CT, WESTMINSTER, MD 21158-9405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 21, 2018 | Loan Modification, Mortgage · Conventional with PMI CARRINGTON MTG SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2015 · Amount on Record |
| Deed Sale | Apr 24, 2015 · Amount on Record |
| Prior Sale | Jun 30, 2014 · Amount on Record |
| Deed Book / Page | 7952 / 288 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 491 SILVER CT, WESTMINSTER, MD 21158-9405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0109930354 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 10993/354 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 491 SILVER CT, WESTMINSTER, MD 21158-9405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0094530393 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 9453/0393 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 491 SILVER CT, WESTMINSTER, MD 21158-9405 |
| Document Number | 0091170184 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | CARRINGTON TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 491 SILVER CT WESTMINSTER MD 211589405, WESTMINSTER, MD 21158-9405 |
| Document Number | 0091170184 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 009117/000184 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEM, CA 92806 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2048 |
| Rate | 4.75% |
|---|
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,500 (+5.97%) Land $80,000 Building $177,500 | $257,500 (-) Land $80,000 Building $177,500 | |
| 2025 | $4,011.00 (+10.92%) Homeowner's exemption | $243,000 (+13.55%) | $257,500 (+20.33%) Land $80,000 Building $177,500 |
| 2023 | $3,616.00 Homeowner's exemption | $214,000 Land $79,000 Building $135,000 | $214,000 Land $79,000 Building $135,000 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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