489 Silver Ct, Westminster, MD 21158 Property Records

Carroll County property record for 489 Silver Ct, Westminster, MD 21158 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,208 sqft · built 1989
Lot Size	0.053 acres (2,299 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (May 2021)
Tax Bill	$4,178 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-104499`

Property Details

APN / Parcel Number

Primary APN	`07-104499`
Alternative APNs	`7104499` `104499`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,208 sqft Total Area
Basement Area	342 sqft
Finished Basement	342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,299 sqft (0.053 acres)
Deck Area	96 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	104499
Street Address	489 SILVER CT
City	WESTMINSTER
State	MD
Zip	21158-9405
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 122A - 2299 SF 489 SILVER CT 31-67 PLT FURNACE HILLS AMND
Legal Subdivision	FURNACE HILLS B PH 3
Legal Lot Number	122A
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3004
Census Tract	507704

Owner

Source: Carroll County records · APN 07-104499

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	489 SILVER CT, WESTMINSTER, MD 21158-9405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Jun 16, 2015 · Amount on Record
Deed Book / Page	10263 / 109
Transfer Doc	0020930147
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 11, 2021
Property Address	489 SILVER CT, WESTMINSTER, MD 21158-9405
Document Number	0102630109
Book / Page	10263 / 109
Map Reference	MB 31 FO 67
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	489 SILVER CT, WESTMINSTER, MD 21158-9405

Mortgage

Document Number	0010263114
Date	May 11, 2021
Instrument	10263/114

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,700 (+7.63%) Land $80,000 Building $187,700	$267,700 (-) Land $80,000 Building $187,700
2025	$4,178.00 (+17.29%)	$248,733 (+17.99%)	$267,700 (+26.99%) Land $80,000 Building $187,700
2023	$3,562.00	$210,800 Land $79,000 Building $131,800	$210,800 Land $79,000 Building $131,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.