488 Silver Ct, Westminster, MD 21158 Property Records

Carroll County property record for 488 Silver Ct, Westminster, MD 21158 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,208 sqft · built 1989
Lot Size	0.067 acres (2,927 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Jun 2016)
Tax Bill	$4,130 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-104162`

Property Details

APN / Parcel Number

Primary APN	`07-104162`
Alternative APNs	`7104162` `104162`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,208 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,927 sqft (0.067 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	104162
Street Address	488 SILVER CT
City	WESTMINSTER
State	MD
Zip	21158-9404
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 91A - 2927 SF 488 SILVER CT 31-67 AMND FURNACE HILLS PH 3 PLT B
Legal Subdivision	FURNACE HILLS PH 03 AMD
Legal Phase	3
Legal Lot Number	91A
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3004
Census Tract	507704

Owner

Source: Carroll County records · APN 07-104162

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	488 SILVER CT, WESTMINSTER, MD 21158-9404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATRIOT FCU
Jun 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIED MORTGAGE GROUP INC
Jun 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Prior Sale	Aug 02, 2002 · Amount on Record
Deed Book / Page	8365 / 172
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	488 SILVER CT, WESTMINSTER, MD 21158-9404
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110640416
Date	Jun 29, 2023
Book Page	11064/416

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 11, 2038

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	488 SILVER CT, WESTMINSTER, MD 21158-9404
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103080420
Date	Jun 09, 2021
Book Page	10308/420

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	488 SILVER CT, WESTMINSTER, MD 21158-9404
Document Number	0090570231
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 SILVER CT WESTMINSTER MD 211589404, WESTMINSTER, MD 21158-9404

Mortgage

Document Number	0090570231
Date	Jun 29, 2018
Book Page	009057/000231

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 28, 2023

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,600 (+20.43%) Land $80,000 Building $180,600	$260,600 (+20.43%) Land $80,000 Building $180,600
2025	$4,130.00 (+12.93%)
2023	$3,657.00	$216,400 Land $79,000 Building $137,400	$216,400 Land $79,000 Building $137,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135077043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2012, rainfall accumulation, Hurricane Sandy

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 484 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Ting Fiber	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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