Carroll County property record for 490 Silver Ct, Westminster, MD 21158
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,208 sqft · built 1989 |
| Lot Size | 0.069 acres (2,990 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Jun 2021) |
| Tax Bill | $4,131 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-104154 |
| Primary APN | 07-104154 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,208 sqft Total Area |
| Basement Area | 278 sqft |
| Finished Basement | 278 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,990 sqft (0.069 acres) |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 104154 |
|---|---|
| Street Address | 490 SILVER CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-9404 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD-4 |
| Legal Description | LT 90A - 2990 SF 490 SILVER CT 31-67 AMND FURNACE HILLS PH 3 |
| Legal Subdivision | FURNACE HILLS PH 03 AMD |
| Legal Phase | 3 |
| Legal Lot Number | 90A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 507704 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 490 SILVER CT, WESTMINSTER, MD 21158-9404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Intrafamily Transfer, Transfer |
| Jun 14, 2021 | Deed, Transfer · FHA Mortgage GSF MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on Record |
| Deed Sale | Jun 14, 2021 · Amount on Record |
| Prior Sale | May 6, 2016 · Amount on Record |
| Deed Book / Page | 320 / 323 |
| Last Transfer Date | Sep 1, 2021 |
| Transfer Doc | 0104430355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 9, 2021 |
| Property Address | 490 SILVER CT, WESTMINSTER, MD 21158-9404 |
| Document Number | 0104430355 |
| Book / Page | 10443 / 355 |
| Map Reference | MB 31 FO 67 |
| Instrument Date | Sep 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 490 SILVER CT, WESTMINSTER, MD 21158-9404 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 14, 2021 |
| Property Address | 490 SILVER CT, WESTMINSTER, MD 21158-9404 |
| Document Number | 0003200323 |
| Book / Page | 320 / 323 |
| Map Reference | MB 31 FO 67 |
| Instrument Date | Jun 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 490 SILVER CT, WESTMINSTER, MD 21158-9404 |
| Document Number | 0000320331 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 320/331 |
| Name | GSF MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,400 (+6.57%) Land $80,000 Building $189,400 | $269,400 (-) Land $80,000 Building $189,400 | |
| 2025 | $4,131.00 (+11.32%) Homeowner's exemption | $252,800 (+15.12%) | $269,400 (+22.68%) Land $80,000 Building $189,400 |
| 2023 | $3,711.00 | $219,600 Land $79,000 Building $140,600 | $219,600 Land $79,000 Building $140,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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