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494 Interlock St, Lake Alfred, FL 33850 Property Records

Polk County property record for 494 Interlock St, Lake Alfred, FL 33850

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,487 sqft · built 2018
Lot Size0.179 acres (7,802 sqft)
Owner2 Individual Names on File
Last Sale$177,900 (May 2018)
Tax Bill$2,670 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Jan 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-28-04-522753-002110

Property Details

APN / Parcel Number

Primary APN26-28-04-522753-002110
Alternative APNs
  • 042826522753002110
  • 42826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,487 sqft Living Area
Gross Area1,886 sqft
1st Floor Area1,487 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area7,802 sqft (0.179 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area399 sqft
PorchScreened/Unfinished Porch
Porch Area172 sqft

Location & Zoning

Street Address494 INTERLOCK ST
CityLAKE ALFRED
StateFL
Zip33850-3909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4 THE LAKES PB 146 PG 1-2 BLOCK 2 LOT 11
Legal Range26E
Legal Township28S
Legal Section04
Legal SubdivisionTRACT 4 THE LAKES
Legal Tract4
Legal Block2
Legal Lot Number11
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4011
Census Tract12900

Owner

494 Interlock St is owned and occupied by two individuals who bought it in May 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address494 INTERLOCK ST, LAKE ALFRED, FL 33850-3909
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 24, 2018Grant Deed, Subdivision Related Transfer
HOME SOLUTION LENDERS
Jan 30, 2018Loan Modification, Mortgage
HANCOCK BK
Feb 1, 2018Warranty Deed, Transfer
INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2018 · Amount on File
Deed SaleMay 24, 2018 · Amount on File
Prior SaleFeb 1, 2018 · Amount on File
Deed Document Number2018111938
Deed Book / Page10496 / 607
Record UpdatedOct 29, 2026

May 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 24, 2018
Property Address494 INTERLOCK ST, LAKE ALFRED, FL 33850-3909
Document Number0104960607
Book / Page010496 / 000607
Instrument DateMay 22, 2018
Instrument111938
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 19, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,245.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address494 INTERLOCK ST LAKE ALFRED FL 338503909, LAKE ALFRED, FL 33850-3909

Mortgage

Document Number104960608
DateMay 24, 2018
Book Page010496/000608
Instrument111939
Lender
NameHOME SOLUTION LENDERS
TypeFunding / Finance Company
AddressBARTOW, FL 33830
Agreement
AmountAmount on Record
Term360 Months
DueMay 23, 2048

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address494 INTERLOCK ST, LAKE ALFRED, FL 33850-3909
Document Number0103840080
Instrument DateJan 30, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyINNOVATIVE TITLE AGENCY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Mortgage

Document Number0103840080
DateFeb 1, 2018
Book Page010384/000080
Instrument23650
Lender
NameHANCOCK BK
TypeBank
Address225 E LEMON ST # 110, LAKELAND, FL 33801-4632
Agreement
AmountAmount on Record

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 1, 2018
Property Address494 INTERLOCK ST, LAKE ALFRED, FL 33850-3909
Document Number0103840076
Book / Page010384 / 000076
Instrument DateJan 29, 2018
Instrument23648
Transaction TypeTransfer
Record UpdatedFeb 15, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount on Record
Tax$203.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Tax Assessment & Valuation

The 2025 property tax bill for 494 Interlock St was $2,670 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLake Alfred City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,756 (+2.7%)$212,905 (-1.34%) Land $36,000 Building $176,905
2025$2,670.00 Homeowner's exemption$182,820$215,798 Land $36,000 Building $179,798
2023$2,525.00 (+2.31%) Homeowner's exemption$172,493 (+3%)$222,927 (+2.4%) Land $36,000 Building $186,927
2022$2,468.00 Homeowner's exemption$167,469$217,700 Land $30,000 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 494 Interlock St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 494 Interlock St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE ALFRED
serves 5,584 people · EPA ID FL6530321
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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