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485 Interlock St, Lake Alfred, FL 33850 Property Records

Polk County property record for 485 Interlock St, Lake Alfred, FL 33850

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,707 sqft · built 2018
Lot Size0.179 acres (7,806 sqft)
Owner2 Individual Names on Record
Last Sale$198,000 (Dec 2018)
Tax Bill$2,750 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jun 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN26-28-04-522753-001220

Property Details

APN / Parcel Number

Primary APN26-28-04-522753-001220
Alternative APNs
  • 042826522753001220
  • 42826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,707 sqft Living Area
Gross Area2,148 sqft
1st Floor Area1,707 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area7,806 sqft (0.179 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area246 sqft

Location & Zoning

Street Address485 INTERLOCK ST
CityLAKE ALFRED
StateFL
Zip33850-3908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4 THE LAKES PB 146 PG 1-2 BLOCK 1 LOT 22
Legal Range26E
Legal Township28S
Legal Section04
Legal SubdivisionTRACT 4 THE LAKES
Legal Tract4
Legal Block1
Legal Lot Number22
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4000
Census Tract12900

Owner

Source: Polk County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address485 INTERLOCK ST, LAKE ALFRED, FL 33850-3908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORPORATION
Jun 19, 2020Deed of Trust, Mortgage
QUICKEN LNS
Dec 17, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
CALIBER HM LOANS
Jun 8, 2018Loan Modification, Mortgage
SYNOVUS BK
Jun 8, 2018Warranty Deed, Transfer
INNOVATIVE TITLE COMPANY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2018 · Amount on Record
Deed SaleDec 17, 2018 · Amount on Record
Prior SaleJun 8, 2018 · Amount on Record
Deed Document Number2018260136
Deed Book / Page10699 / 549
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateSep 30, 2026
Property Address485 INTERLOCK ST, LAKE ALFRED, FL 33850-3908
Document Number0000236294
Book / Page14172 / 1428
Instrument DateSep 23, 2026
Instrument2026236294
Transaction TypeMortgage
Record UpdatedOct 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 INTERLOCK ST, LAKE ALFRED, FL 33850-3908

Mortgage

Document Number0000236294,
DateSep 30, 2026
Book Page14172/1428
Instrument2026236294
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address485 INTERLOCK ST, LAKE ALFRED, FL 33850-3908
Document Number0112791660
Instrument DateJun 19, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address485 INTERLOCK ST LAKE ALFRED FL 338503908, LAKE ALFRED, FL 33850-3908

Mortgage

Document Number0112791660
DateJun 26, 2020
Book Page011279/001660
Instrument128490
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

December 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateDec 17, 2018
Property Address485 INTERLOCK ST, LAKE ALFRED, FL 33850-3908
Document Number0106990549
Book / Page010699 / 000549
Instrument DateDec 14, 2018
Instrument260136
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2019
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,386.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address485 INTERLOCK ST LAKE ALFRED FL 338503908, LAKE ALFRED, FL 33850-3908

Mortgage

Document Number106990550
DateDec 17, 2018
Book Page010699/000550
Instrument260137
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2048

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Recording DateJun 8, 2018
Property Address485 INTERLOCK ST, LAKE ALFRED, FL 33850-3908
Document Number0105101671
Book / Page010510 / 001671
Instrument DateJun 5, 2018
Instrument122386
Transaction TypeMortgage
Record UpdatedJun 27, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Mortgage

Document Number105101671
DateJun 8, 2018
Book Page010510/001671
Instrument122386
Lender
NameSYNOVUS BK
TypeBank
Address1148 BROADWAY, COLUMBUS, GA 31901-2429
Agreement
AmountAmount Recorded

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 8, 2018
Property Address485 INTERLOCK ST, LAKE ALFRED, FL 33850-3908
Document Number0105101669
Book / Page010510 / 001669
Instrument DateJun 5, 2018
Instrument122385
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Tax$210.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLake Alfred City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$192,066 (+2.7%)$233,478 (-1.36%) Land $36,000 Building $197,478
2025$2,750.00 (+5.65%) Homeowner's exemption$187,017 (+5.99%)$236,693 (-3.24%) Land $36,000 Building $200,693
2023$2,603.00 (+2.32%) Homeowner's exemption$176,452 (+3%)$244,620 (+2.48%) Land $36,000 Building $208,620
2022$2,544.00 Homeowner's exemption$171,313$238,691 Land $30,000 Building $208,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE ALFRED
serves 5,584 people · EPA ID FL6530321
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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