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489 Interlock St, Lake Alfred, FL 33850 Property Records

Polk County property record for 489 Interlock St, Lake Alfred, FL 33850

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,859 sqft · built 2018
Lot Size0.181 acres (7,867 sqft)
Owner2 Individual Names on Record
Last Sale$266,500 (Jul 2021)
Tax Bill$3,901 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Oct 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-28-04-522753-001230

Property Details

APN / Parcel Number

Primary APN26-28-04-522753-001230
Alternative APNs
  • 042826522753001230
  • 42826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,859 sqft Living Area
Gross Area2,300 sqft
1st Floor Area1,859 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area7,867 sqft (0.181 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchScreened/Unfinished Porch
Porch Area172 sqft

Location & Zoning

Street Address489 INTERLOCK ST
CityLAKE ALFRED
StateFL
Zip33850-3908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4 THE LAKES PB 146 PG 1-2 BLOCK 1 LOT 23
Legal Range26E
Legal Township28S
Legal Section04
Legal SubdivisionTRACT 4 THE LAKES
Legal Tract4
Legal Block1
Legal Lot Number23
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4000
Census Tract12900

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address489 INTERLOCK ST, LAKE ALFRED, FL 33850-3908
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 1, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
HOME SOLUTION LENDERS
May 10, 2018Warranty Deed, Transfer
INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC
May 8, 2018Loan Modification, Mortgage
BANK OF CTRL FL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2021 · Amount on Record
Deed SaleJul 27, 2021 · Amount on Record
Prior SaleOct 1, 2018 · Amount on Record
Deed Document Number2021193519
Deed Book / Page11819 / 178
Last Transfer DateAug 26, 2024
Transfer Doc0000205061
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 27, 2021
Property Address489 INTERLOCK ST, LAKE ALFRED, FL 33850-3908
Document Number0000193519
Book / Page11819 / 178
Map ReferenceMB 146 PG 1
Instrument DateJul 17, 2021
Instrument2021193519
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,865.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21 VISTA GRAND WAY #206206, 21, ORLANDO, FL 32824

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 INTERLOCK ST, LAKE ALFRED, FL 33850-3908

Mortgage

Document Number0011819179
DateJul 27, 2021
Instrument11819/179
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

October 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateOct 1, 2018
Property Address489 INTERLOCK ST, LAKE ALFRED, FL 33850-3908
Document Number0106270971
Book / Page010627 / 000971
Instrument DateSep 27, 2018
Instrument206729
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 22, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,421.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 INTERLOCK ST LAKE ALFRED FL 338503908, LAKE ALFRED, FL 33850-3908

Mortgage

Document Number106270972
DateOct 1, 2018
Book Page010627/000972
Instrument206730
Lender
NameHOME SOLUTION LENDERS
TypeFunding / Finance Company
AddressBARTOW, FL 33830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 10, 2018
Property Address489 INTERLOCK ST, LAKE ALFRED, FL 33850-3908
Document Number0104811166
Book / Page010481 / 001166
Instrument DateMay 8, 2018
Instrument100673
Transaction TypeTransfer
Record UpdatedJun 1, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$203.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address489 INTERLOCK ST, LAKE ALFRED, FL 33850-3908
Document Number0104811168
Instrument DateMay 8, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Mortgage

Document Number0104811168
DateMay 10, 2018
Book Page010481/001168
Instrument100674
Lender
NameBANK OF CTRL FL
TypeBank
Address5015 S FLORIDA AVE # 200, LAKELAND, FL 33813-5502
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLake Alfred City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,560 (-1.39%) Land $36,000 Building $207,560$243,560 (-1.39%) Land $36,000 Building $207,560
2025$3,901.00 (-5.57%) Homeowner's exemption$247,002 (-3.05%) Land $36,000 Building $211,002$247,002 (-3.05%) Land $36,000 Building $211,002
2023$4,131.00 (+0.02%) Homeowner's exemption$254,782 (+1.4%) Land $36,000 Building $218,782$254,782 (+1.4%) Land $36,000 Building $218,782
2022$4,130.00 Homeowner's exemption$251,260 Land $30,000 Building $221,260$251,260 Land $30,000 Building $221,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE ALFRED
serves 5,584 people · EPA ID FL6530321
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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