Kalamazoo County property record for 494 Bernard St, Schoolcraft, MI 49087
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,196 sqft · built 1985 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $213,400 (Jun 2019) |
| Tax Bill | $5,328 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-18-324-020 |
| Primary APN | 14-18-324-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 2,196 sqft |
| Basement Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 494 BERNARD ST |
|---|---|
| City | SCHOOLCRAFT |
| State | MI |
| Zip | 49087-8750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PH679-4304 |
| Legal Description | S 10-2 SCHUGS PLAT #1 LOT 14 |
| Legal Subdivision | SCHUG S PLAT NO 1 |
| Legal Lot Number | 14 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | SCHOOLCRAFT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 6102 |
Source: Kalamazoo County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 494 BERNARD ST, SCHOOLCRAFT, MI 49087-8750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Jun 11, 2019 | Warranty Deed, Transfer ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on Record |
| Deed Sale | Jun 11, 2019 · Amount on Record |
| Deed Document Number | 201916131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 494 BERNARD ST, SCHOOLCRAFT, MI 49087-8750 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019015424 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 2019-015424 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 494 BERNARD ST, SCHOOLCRAFT, MI 49087-8750 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | LIGHTHOUSE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 494 BERNARD ST, SCHOOLCRAFT, MI 49087-8750 |
| Document Number | 2021042203 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-042203 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Jun 11, 2019 |
| Property Address | 494 BERNARD ST, SCHOOLCRAFT, MI 49087-8750 |
| Document Number | 2019016131 |
| Map Reference | LB 28 PG 33 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019-016131 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,836.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 494 BERNARD ST, SCHOOLCRAFT, MI 49087-8750 |
Source: Kalamazoo County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Schoolcraft Township |
| Municipality | Schoolcraft Village |
| Unified School District | Schoolcraft Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,400 (+26.74%) | $294,800 (+26.74%) | |
| 2025 | $5,328.00 (+109.19%) Homeowner's exemption | ||
| 2023 | $116,300 | $232,600 | |
| 2019 | $2,547.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Also Mapped Here | SCHOOLCRAFT |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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