448 Bernard St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 448 Bernard St, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 2000
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jul 2016)
Tax Bill	$2,808 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-18-324-031`

Property Details

APN / Parcel Number

Primary APN	`14-18-324-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,572 sqft Living Area
1st Floor Area	1,572 sqft
Basement Area	1,572 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Lot Area	17,424 sqft (0.4 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	448 BERNARD ST
City	SCHOOLCRAFT
State	MI
Zip	49087-8750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PH679-4304
Legal Description	SCHUGS PLAT NO. 1 LOT 15 EXC S 15 FT* **SPL FR 324-030 & 040 TO 031 & 041 FOR 98 ROLL.
Legal Subdivision	SCHUGS PLAT #1
Legal Lot Number	15
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	3
Census Block	3003
Census Tract	6102

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 BERNARD ST, SCHOOLCRAFT, MI 49087-8750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Intrafamily Transfer, Transfer
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2016 · Amount on Record
Deed Sale	Jul 11, 2016 · Amount on Record
Prior Sale	Nov 14, 2013 · Amount on Record
Deed Document Number	201621920
Last Transfer Date	May 31, 2023
Transfer Doc	0000012874
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 5, 2023
Property Address	448 BERNARD ST, SCHOOLCRAFT, MI 49087-8750
Document Number	2023012874
Map Reference	LB 28 PG 33
Instrument Date	May 31, 2023
Instrument	2023-012874
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	448 BERNARD ST, SCHOOLCRAFT, MI 49087-8750

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	448 BERNARD ST, SCHOOLCRAFT, MI 49087-8750
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020019251
Date	Jun 19, 2020
Instrument	2020-019251

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Municipality	Schoolcraft Village
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,100 (+43.2%)	$324,200 (+43.2%)
2025	$2,808.00 (-26.16%) Homeowner's exemption
2023		$113,200	$226,400
2019	$3,803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	SCHOOLCRAFT
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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