457 Bernard St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 457 Bernard St, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,550 sqft · built 1977
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,700 (Sep 2004)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-18-324-130`

Property Details

APN / Parcel Number

Primary APN	`14-18-324-130`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Basement Area	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	16,988 sqft (0.39 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	457 BERNARD ST
City	SCHOOLCRAFT
State	MI
Zip	49087-8750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PH679-4304
Legal Description	S 10-14 SCHUGS PLAT #1 LOT 26
Legal Subdivision	SCHUGS PLAT #1
Legal Lot Number	26
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	3
Census Block	3004
Census Tract	6102

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	457 BERNARD ST, SCHOOLCRAFT, MI 49087-8750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2004 · Amount on Record
Deed Sale	Sep 28, 2004 · Amount on Record
Deed Document Number	200447938
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	457 BERNARD ST, SCHOOLCRAFT, MI 49087-8750
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 BERNARD ST, SCHOOLCRAFT, MI 49087-8750

Mortgage

Document Number	2022005567
Date	Feb 15, 2022
Instrument	2022-005567

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Mar 1, 2034

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	457 BERNARD ST, SCHOOLCRAFT, MI 49087-8750
Transaction Type	Mortgage
Record Updated	Jan 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-039324
Date	Nov 27, 2017
Instrument	2017-039324

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Municipality	Schoolcraft Village
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,700 (+43.12%)	$299,400 (+43.12%)
2025	$2,091.00 (-26.14%) Homeowner's exemption
2023		$104,600	$209,200
2019	$2,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	SCHOOLCRAFT
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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