403 Bernard St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 403 Bernard St, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,000 (Mar 2019)
Tax Bill	$281 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-18-322-030`

Property Details

APN / Parcel Number

Primary APN	`14-18-322-030`

Exterior

Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 BERNARD ST
City	SCHOOLCRAFT
State	MI
Zip	49087-8750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PH679-4304
Legal Description	S 2-56 VILLAGE OF SCHOOLCRAFT UNPLATTED BEG 41.2 5 FT S O F SW COR LOT 22 SCHUGS PLAT #1 TH S 41.25 FT TO S LI CLAY ST EXT TO
Legal Subdivision	VLG OF SCHOOLCRAFT UNPLATTED
Legal Lot Number	22
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	3
Census Block	3004
Census Tract	6102

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 BERNARD ST, SCHOOLCRAFT, MI 49087-8750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage PACOR MORTGAGE CORP
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACOR MORTGAGE CORP
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage PACOR MORTGAGE CORP
Mar 28, 2019	Warranty Deed, Transfer DEVON TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	20197227
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	403 BERNARD ST, SCHOOLCRAFT, MI 49087-8750
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019006354
Date	Mar 19, 2019
Instrument	2019-006354

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company
Address	OAK FOREST, IL 60452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	403 BERNARD ST, SCHOOLCRAFT, MI 49087-8750
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020042364
Date	Dec 3, 2020
Instrument	2020-042364

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company
Address	OAK FOREST, IL 60452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	403 BERNARD ST, SCHOOLCRAFT, MI 49087-8750
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019034110
Date	Nov 13, 2019
Instrument	2019-034110

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company
Address	OAK FOREST, IL 60452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 28, 2019
Property Address	403 BERNARD ST, SCHOOLCRAFT, MI 49087-8750
Document Number	2019007227
Map Reference	LB 28 PG 33
Instrument Date	Feb 20, 2019
Instrument	2019-007227
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,545.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 BRONSON WAY APT 330, 1700, KALAMAZOO, MI 49009-1084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 TULIP DR, SCHOOLCRAFT, MI 49087-9700

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Municipality	Schoolcraft Village
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,000 (+5.26%)	$12,000 (+5.26%)
2025	$281.00 (+230.59%) Homeowner's exemption
2023		$5,700	$11,400
2019	$85.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	SCHOOLCRAFT
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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