525 Bernard St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 525 Bernard St, Schoolcraft, MI 49087

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,206 sqft · built 1960
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Tax Bill$2,918 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-18-324-170

Property Details

APN / Parcel Number

Primary APN14-18-324-170

Interior

Full Baths1 Bath
Building Area1,206 sqft Living Area
1st Floor Area1,206 sqft
Basement Area1,206 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Lot Area19,602 sqft (0.45 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address525 BERNARD ST
CitySCHOOLCRAFT
StateMI
Zip49087-9773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePH679-4304
Legal DescriptionS 10-18 SCHUGS PLAT #1 LOT 30
Legal SubdivisionSCHUGS 01
Legal Lot Number30
JurisdictionKALAMAZOO MI
Township / Civil DivisionSCHOOLCRAFT
Census Block Group3
Census Block3004
Census Tract6102

Owner

525 Bernard St is owned and occupied by two individuals.

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address525 BERNARD ST, SCHOOLCRAFT, MI 49087-9773
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address525 BERNARD ST, SCHOOLCRAFT, MI 49087-9773
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020001188
DateJan 10, 2020
Instrument2020-001188
Lender
NameKALAMAZOO COUNTY STATE BANK
TypeBank
AddressSCHOOLCRAFT, MI 49087
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJan 11, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 525 Bernard St was $2,918 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
County SubdivisionSchoolcraft Township
MunicipalitySchoolcraft Village
Unified School DistrictSchoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$102,600$205,200
2025$2,918.00 Homeowner's exemption
2023$72,700$145,400
2019$2,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Bernard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Bernard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUGARLOAF MOBILE HOME PARK
private · serves 142 people · EPA ID MI0040256
Water SourceGroundwater
Last State InspectionJul 2023
Also Mapped HereSCHOOLCRAFT
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Mercury Fiber
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Metronet, Verizon.

Nearby Properties on Bernard St

Nearby Streets

Search Property Records by Address or Parcel Number