4934 Rowsey Crossing Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4934 Rowsey Crossing Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,928 sqft · built 2022
Lot Size	2.12 acres (92,347 sqft)
Owner	Company Name on Record
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-20-01-0-00001-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-20-01-0-00001-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,928 sqft Adjusted Area
1st Floor Area	2,214 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	92,347 sqft (2.12 acres)

Location & Zoning

Street Address	4934 ROWSEY CROSSING DR
City	HERNANDO
State	MS
Zip	38632-1069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ROWSEY CROSSING LOT 1
Legal Range	008
Legal Township	03S
Legal Section	20
Legal Subdivision	ROWSEY CROSSING
Legal Lot Number	1
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2028
Census Tract	71123

Owner

Source: DeSoto County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	726 BENDING OAK S, HERNANDO, MS 38632-6524
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Construction Mortgage GUARANTY TRUST COMPANY
Jan 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 5, 2021	Warranty Deed, Transfer
Feb 10, 2020	Warranty Deed, Transfer EAGLE LAND LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2025
Deed Sale	Apr 14, 2025
Deed Book / Page	1025 / 6983
Last Transfer Date	Apr 16, 2025
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jul 21, 2026
Property Address	4934 ROWSEY CROSSING DR, HERNANDO, MS 38632-1069
Document Number	5663082274
Book / Page	5663 / 82274
Instrument Date	Jul 16, 2026
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189

Mortgage

Document Number	5663082274,
Date	Jul 21, 2026
Book Page	5663/82274

Lender

Name	GUARANTY TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jul 15, 2028

Interest

Rate	6.47%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4934 ROWSEY CROSSING DR, HERNANDO, MS 38632-1069
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4934 ROWSEY CROSSING DR, HERNANDO, MS 38632-1069

Mortgage

Document Number	05660/1491
Date	Jan 24, 2023
Book Page	5660/1491

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 5, 2021
Property Address	4934 ROWSEY CROSSING DR, HERNANDO, MS 38632-1069
Document Number	000973/686
Book / Page	973 / 686
Map Reference	MB 137 PG 45
Instrument Date	Oct 4, 2021
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 867, NEW ALBANY, MS 38652-0867

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3800 WHEELER RD, HERNANDO, MS 38632-8601

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 10, 2020
Property Address	4934 ROWSEY CROSSING DR, HERNANDO, MS 38632-1069
Document Number	000911/542
Book / Page	0911 / 542
Instrument Date	Jul 17, 2019
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 867, NEW ALBANY, MS 38652-0867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6862 ROBERTSON GIN RD, HERNANDO, MS 38632-8757

Mortgage

Document Number	0004882678
Date	Feb 10, 2020
Instrument	4882/678

Lender

Name	EAGLE LAND LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jul 17, 2049

Interest

Rate	8%

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,658.00 (+507.64%)	$47,956 (+699.27%) Land $4,000 Building $43,956	$479,560 (+1,098.9%) Land $40,000 Building $439,560
2023	$602.00	$6,000	$40,000 Land $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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