4610 Rowsey Crossing Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4610 Rowsey Crossing Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,207 sqft · built 2023
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Company Names on Record
Last Sale	$663,670 (Oct 2023)
Tax Bill	$3,877 (2025)
Deeds & Mortgages	Oct 2025 Transfer Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-20-01-0-00012-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-20-01-0-00012-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,207 sqft Adjusted Area
1st Floor Area	3,058 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	117,612 sqft (2.7 acres)

Location & Zoning

Street Address	4610 ROWSEY CROSSING DR
City	HERNANDO
State	MS
Zip	38632-1065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ROWSEY CROSSING LOT 12
Legal Range	008
Legal Township	03S
Legal Section	20
Legal Subdivision	ROWSEY CROSSING
Legal Lot Number	12
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2028
Census Tract	71123

Owner

Source: DeSoto County records, as of January 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2841 COUNTY ROAD 500, RIPLEY, MS 38663-9188
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Intrafamily Transfer, Transfer
Dec 23, 2025	Intrafamily Transfer, Transfer
Oct 23, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP
Oct 31, 2022	Warranty Deed, Construction Loan · Construction Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	May 1, 2023
Deed Book / Page	1023 / 19735
Last Transfer Date	Oct 17, 2025
Transfer Doc	1025/20795
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Oct 29, 2025
Property Address	4610 ROWSEY CROSSING DR, HERNANDO, MS 38632-1065
Document Number	1025/20795
Book / Page	1025 / 20795
Map Reference	MB 137 PG 45
Instrument Date	Oct 17, 2025
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2841 COUNTY ROAD 500, RIPLEY, MS 38663-9188

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2841 COUNTY ROAD 500, RIPLEY, MS 38663-9188

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Dec 23, 2025
Property Address	4610 ROWSEY CROSSING DR, HERNANDO, MS 38632-1065
Document Number	1025/24719
Book / Page	1025 / 24719
Map Reference	MB 137 PG 45
Instrument Date	Aug 1, 2025
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4610 ROWSEY CROSSING DR, HERNANDO, MS 38632-1065

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4610 ROWSEY CROSSING DR, HERNANDO, MS 38632-1065

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 23, 2023
Property Address	4610 ROWSEY CROSSING DR, HERNANDO, MS 38632-1065
Document Number	1023/19735
Book / Page	1023 / 19735
Map Reference	MB 137 PG 45
Instrument Date	Oct 18, 2023
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	UNKNOWN, REALTY T&E CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 363, NESBIT, MS 38651-0363

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4610 ROWSEY CROSSING DR, HERNANDO, MS 38632-1065

Mortgage

Document Number	0566098339
Date	Oct 23, 2023
Instrument	5660/98339

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 31, 2022
Property Address	4610 ROWSEY CROSSING DR, HERNANDO, MS 38632-1065
Document Number	001016/567
Book / Page	1016 / 567
Map Reference	MB 137 PG 45
Instrument Date	Oct 28, 2022
Transaction Type	Construction Loan
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 867, NEW ALBANY, MS 38652-0867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 363, NESBIT, MS 38651-0363
Investor	Possibly a Property Investor

Mortgage

Document Number	0005627211
Date	Oct 31, 2022
Instrument	5627/211

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 5, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,877.00 (+16.71%)	$50,603 (+39.77%) Land $4,000 Building $46,603	$506,027 (+39.77%) Land $40,000 Building $466,027
2024	$3,322.00 (+634.96%)	$36,205 (+704.56%) Land $4,000 Building $32,205	$362,051 (+1,106.84%) Land $40,000 Building $322,051
2023	$452.00	$4,500 (-)	$30,000 (-) Land $30,000
2022	$452.00	$4,500 Land $4,500	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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