4621 Rowsey Crossing Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4621 Rowsey Crossing Dr, Hernando, MS 38632

Property Summary

Property Type	Vacant Land
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Individual Names on Record
Tax Bill	$497 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-20-01-0-00023-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-20-01-0-00023-00`

Exterior

Lot Area	91,912 sqft (2.11 acres)

Location & Zoning

Street Address	4621 ROWSEY CROSSING DR
City	HERNANDO
State	MS
Zip	38632-1065
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	A
Legal Description	ROWSEY CROSSING LOT 23
Legal Range	008
Legal Township	03S
Legal Section	20
Legal Subdivision	ROWSEY CROSSING
Legal Lot Number	23
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2028
Census Tract	71123

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8502 TULANE RD, HERNANDO, MS 38632-8690
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Sep 26, 2023	Warranty Deed, Subdivision Related Transfer
Apr 7, 2022	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023
Deed Sale	Sep 26, 2023
Prior Sale	Apr 17, 2023
Deed Book / Page	1023 / 17358
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4621 ROWSEY CROSSING DR, HERNANDO, MS 38632-1065
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8502 TULANE RD, HERNANDO, MS 38632-8690

Mortgage

Document Number	5662/97619
Date	Sep 25, 2025
Book Page	5662/97619

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 25, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 26, 2023
Property Address	HERNANDO, MS 38632
Document Number	1023/17358
Book / Page	1023 / 17358
Map Reference	MB 137 PG 45
Instrument Date	Sep 25, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6699 HIGHWAY 178, OLIVE BRANCH, MS 38654-8511

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8502 TULANE RD, HERNANDO, MS 38632-8690

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 7, 2022
Property Address	HERNANDO, MS 38632
Document Number	000993/281
Book / Page	993 / 281
Map Reference	MB 137 PG 45
Instrument Date	Apr 4, 2022
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 867, NEW ALBANY, MS 38652-0867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6699 HIGHWAY 178, OLIVE BRANCH, MS 38654-8511
Investor	Possibly a Property Investor

Mortgage

Document Number	0005503618
Date	Apr 7, 2022
Instrument	5503/618

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 4, 2023

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$497.00 (+9.96%)	$6,000 (+33.33%) Land $6,000	$40,000 (+33.33%) Land $40,000
2023	$452.00	$4,500	$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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