4876 Rowsey Crossing Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4876 Rowsey Crossing Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 5,093 sqft · built 2022
Lot Size	2.3 acres (100,188 sqft)
Owner	Trust Name on Record
Tax Bill	$5,042 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-20-01-0-00002-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-20-01-0-00002-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	5,093 sqft Adjusted Area
1st Floor Area	2,901 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	100,188 sqft (2.3 acres)

Location & Zoning

Street Address	4876 ROWSEY CROSSING DR
City	HERNANDO
State	MS
Zip	38632-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ROWSEY CROSSING LOT 2
Legal Range	008
Legal Township	03S
Legal Section	20
Legal Subdivision	ROWSEY CROSSING
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2028
Census Tract	71123

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	4876 ROWSEY CROSSING DR, HERNANDO, MS 38632-1068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Feb 14, 2024	Warranty Deed, Transfer
Apr 27, 2022	Deed, Transfer
Apr 27, 2022	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2024
Deed Sale	Feb 14, 2024
Prior Sale	Jan 23, 2023
Deed Book / Page	1024 / 2660
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4876 ROWSEY CROSSING DR, HERNANDO, MS 38632-1068
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 363, NESBIT, MS 38651-0363
Investor	Possibly a Property Investor

Mortgage

Document Number	005660/562
Date	Jan 20, 2023
Book Page	5660/562

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Jun 23, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 14, 2024
Property Address	4876 ROWSEY CROSSING DR, HERNANDO, MS 38632-1068
Document Number	01024/2660
Book / Page	1024 / 2660
Map Reference	MB 137 PG 45
Instrument Date	Feb 14, 2024
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 363, NESBIT, MS 38651-0363

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4876 ROWSEY CROSSING DR, HERNANDO, MS 38632-1068

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 27, 2022
Property Address	4876 ROWSEY CROSSING DR, HERNANDO, MS 38632-1068
Document Number	0005517/87
Book / Page	5517 / 87
Map Reference	MB 137 PG 45
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 363, NESBIT, MS 38651-0363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8925 GOODMAN RD, OLIVE BRANCH, MS 38654-2201

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 27, 2022
Property Address	4876 ROWSEY CROSSING DR, HERNANDO, MS 38632-1068
Document Number	000995/308
Book / Page	995 / 308
Map Reference	MB 137 PG 45
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 867, NEW ALBANY, MS 38652-0867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 363, NESBIT, MS 38651-0363
Investor	Possibly a Property Investor

Mortgage

Document Number	0000551775
Date	Apr 27, 2022
Instrument	5517/75

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Jan 22, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,042.00 (+1,015.49%)	$61,092 (+1,257.6%) Land $4,000 Building $57,092	$610,924 (+1,936.41%) Land $40,000 Building $570,924
2023	$452.00	$4,500	$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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