4732 Rowsey Crossing Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4732 Rowsey Crossing Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 5,837 sqft · built 2023
Lot Size	2.55 acres (111,078 sqft)
Owner	Individual Name on File
Tax Bill	$5,613 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Oct 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-20-01-0-00009-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-20-01-0-00009-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	5,837 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	111,078 sqft (2.55 acres)
Pool Area	648 sqft

Location & Zoning

Street Address	4732 ROWSEY CROSSING DR
City	HERNANDO
State	MS
Zip	38632-1067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ROWSEY CROSSING LOT 9
Legal Subdivision	ROWSEY CROSSING
Legal Lot Number	9
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2028
Census Tract	71123

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3098 FOGG RD S, HERNANDO, MS 38632-9760
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK
Oct 3, 2025	Warranty Deed, Transfer
Oct 7, 2021	Warranty Deed, Transfer
Jul 20, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 22, 2020	Warranty Deed, Transfer UNKNOWN, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 3, 2025
Deed Sale	Oct 3, 2025
Prior Sale	Oct 7, 2021
Deed Document Number	0102518729
Deed Book / Page	1025 / 18729
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4732 ROWSEY CROSSING DR, HERNANDO, MS 38632-1067
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 FIELDSTONE ST, HERNANDO, MS 38632-5712

Mortgage

Document Number	005587/728
Date	Aug 18, 2022
Book Page	5587/728

Lender

Name	RENASANT BANK
Type	Bank
Address	TUPELO, MS 38802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 16, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 3, 2025
Property Address	4732 ROWSEY CROSSING DR, HERNANDO, MS 38632-1067
Document Number	1025/18729
Book / Page	1025 / 18729
Instrument Date	Jun 12, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3098 FOGG RD S, HERNANDO, MS 38632-9760

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3098 FOGG RD S, HERNANDO, MS 38632-9760

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 7, 2021
Property Address	4732 ROWSEY CROSSING DR, HERNANDO, MS 38632-1067
Document Number	000974/128
Book / Page	974 / 128
Map Reference	MB 137 PG 45
Instrument Date	Oct 5, 2021
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 867, NEW ALBANY, MS 38652-0867

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1415 FIELDSTONE ST, HERNANDO, MS 38632-5712

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 20, 2020
Property Address	4732 ROWSEY CROSSING DR, HERNANDO, MS 38632-1067
Document Number	00000926/5
Book / Page	926 / 5
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 363, NESBIT, MS 38651-0363
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 22, 2020
Property Address	4732 ROWSEY CROSSING DR, HERNANDO, MS 38632-1067
Document Number	000926/294
Book / Page	926 / 294
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 363, NESBIT, MS 38651-0363

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3098 FOGG RD S, HERNANDO, MS 38632-9760

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,613.00 (+18.94%)	$71,649 (+42.8%) Land $4,000 Building $67,649	$716,494 (+42.8%) Land $40,000 Building $676,494
2024	$4,719.00 (+683.89%)	$50,174 (+736.23%) Land $4,000 Building $46,174	$501,737 (+1,154.34%) Land $40,000 Building $461,737
2023	$602.00	$6,000	$40,000 Land $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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