4928 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4928 Kaskaskia Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1948
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Apr 2018)
Tax Bill	$2,325 (2024)
Deeds & Mortgages	Jun 2026 Transfer Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-24-400-012-000`

Property Details

APN / Parcel Number

Primary APN	`10-24-400-012-000`
Alternative APN	`10240000002700 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	33,106 sqft (0.76 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4928 KASKASKIA RD
City	WATERLOO
State	IL
Zip	62298-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	TAX LOT 9
Legal Range	10W
Legal Township	03S
Legal Section	24
Legal Lot Number	9
Jurisdiction	MONROE IL
Township / Civil Division	23
Census Block Group	2
Census Block	2033
Census Tract	600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4928 KASKASKIA RD, WATERLOO, IL 62298-3718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Jul 10, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/WATERLOO
Apr 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	2018395536
Last Transfer Date	May 29, 2026
Transfer Doc	0000442830
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Jun 1, 2026
Property Address	4928 KASKASKIA RD, WATERLOO, IL 62298-3718
Document Number	0000442830
Instrument Date	May 29, 2026
Instrument	2026442830
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4928 KASKASKIA RD, WATERLOO, IL 62298-3718

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4928 KASKASKIA RD, WATERLOO, IL 62298-3718
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000397743
Date	Sep 7, 2018
Instrument	397743

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4928 KASKASKIA RD, WATERLOO, IL 62298-3718
Document Number	0000409435
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4928 KASKASKIA RD WATERLOO IL 622983718, WATERLOO, IL 62298-3718

Mortgage

Document Number	0000409435
Date	Jul 16, 2020
Instrument	409435

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Amount	Amount Recorded
Term	156 Months
Due	Jul 15, 2033

Interest

Rate	2.25%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 27, 2018
Property Address	4928 KASKASKIA RD, WATERLOO, IL 62298-3718
Document Number	0000395536
Instrument Date	Apr 27, 2018
Instrument	395536
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$225.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4928 KASKASKIA RD WATERLOO IL 622983718, WATERLOO, IL 62298-3718

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,360 (+2.55%) Land $7,670 Building $39,690	$142,080 (+2.55%) Land $23,010 Building $119,070
2024	$2,325.00	$46,183 (+6.24%) Land $8,100 Building $38,083	$138,549 (+6.24%) Land $24,300 Building $114,249
2022	Additional exemption filed	$43,470 Land $7,670 Building $35,800	$130,410 Land $23,010 Building $107,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	50 / 10

May also be available: Verizon.

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