4911 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4911 Kaskaskia Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,576 sqft · built 1995
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Sep 2023)
Tax Bill	$7,245 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-400-027-000`

Property Details

APN / Parcel Number

Primary APN	`10-24-400-027-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,576 sqft Building Perimeter
1st Floor Area	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	108,900 sqft (2.5 acres)
Garage Area	638 sqft

Exterior Amenities

Porch	Slab
Porch Area	328 sqft
Deck Area	90 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4911 KASKASKIA RD
City	WATERLOO
State	IL
Zip	62298-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR2
Legal Description	PART NW SE & PART NE SE 0185797
Legal Range	10W
Legal Township	03S
Legal Section	24
Jurisdiction	MONROE IL
Township / Civil Division	23
Census Block Group	1
Census Block	1016
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4911 KASKASKIA RD, WATERLOO, IL 62298-3719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 8, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Deed Document Number	2023430465
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4911 KASKASKIA RD, WATERLOO, IL 62298-3719
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000440364
Date	Dec 4, 2025
Instrument	440364

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.99%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Sep 8, 2023
Property Address	4911 KASKASKIA RD, WATERLOO, IL 62298-3719
Document Number	0000430465
Map Reference	MB 149 PG 798
Instrument Date	Sep 8, 2023
Instrument	430465
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1417 SOPHIA CT, COLUMBIA, IL 62236-1017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4911 KASKASKIA RD, WATERLOO, IL 62298-3719

Mortgage

Document Number	0000430466
Date	Sep 8, 2023
Instrument	430466

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	7.13%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,245.00 (+2.61%) Homeowner's exemption	$127,420 (+15.68%) Land $12,500 Building $114,920	$382,260 (+15.68%) Land $37,500 Building $344,760
2024	$7,061.00
2022	Additional exemption filed	$110,150 (+1.05%) Land $12,500 Building $97,650	$330,450 (+1.05%) Land $37,500 Building $292,950
2021	Additional exemption filed	$109,010 Land $12,500 Building $96,510	$327,030 Land $37,500 Building $289,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	50 / 10

May also be available: Verizon.

Nearby Properties on Kaskaskia Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures