4958 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4958 Kaskaskia Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 806 sqft · built 1958
Lot Size	4.25 acres (185,130 sqft)
Owner	Company Name on Record
Tax Bill	$4,573 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-24-400-010-000`

Property Details

APN / Parcel Number

Primary APN	`10-24-400-010-000`
Alternative APN	`10240000002900 00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	806 sqft Living Area
1st Floor Area	2,250 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Foundation Type	Raised
Lot Area	185,130 sqft (4.25 acres)
Driveway	Concrete Driveway
Driveway Area	420 sqft
Porch	Porch
Porch Area	124 sqft
Patio Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4958 KASKASKIA RD
City	WATERLOO
State	IL
Zip	62298-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	TAX LOTS 5E & 5F
Legal Range	10W
Legal Township	03S
Legal Section	24
Legal Lot Number	5E,5F
Jurisdiction	MONROE IL
Township / Civil Division	23
Census Block Group	2
Census Block	2033
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4958 KASKASKIA RD, WATERLOO, IL 62298-3718
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit STATE BANK
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Feb 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 1, 2021
Transfer Doc	0000414730
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4958 KASKASKIA RD, WATERLOO, IL 62298-3718
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427855
Date	Feb 8, 2023
Instrument	427855

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 8, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4958 KASKASKIA RD, WATERLOO, IL 62298-3718
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417401
Date	May 25, 2021
Instrument	417401

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Feb 5, 2021
Property Address	4958 KASKASKIA RD, WATERLOO, IL 62298-3718
Document Number	0000414730
Instrument Date	Feb 1, 2021
Instrument	414730
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4958 KASKASKIA RD, WATERLOO, IL 62298-3718

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,573.00 (+8.11%) Homeowner's exemption	$82,550 (+10.85%) Land $16,420 Building $66,130	$247,650 (+10.85%) Land $49,260 Building $198,390
2024	$4,230.00
2022	Additional exemption filed	$74,470 Land $16,420 Building $58,050	$223,410 Land $49,260 Building $174,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	50 / 10

May also be available: Verizon.

Nearby Properties on Kaskaskia Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures