4904 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4904 Kaskaskia Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,148 sqft · built 1966
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individuals on Record
Last Sale	$165,000 (Jun 2022)
Tax Bill	$3,289 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-400-016-000`

Property Details

APN / Parcel Number

Primary APN	`10-24-400-016-000`
Alternative APN	`10240000002300 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	108,900 sqft (2.5 acres)
Garage Area	392 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4904 KASKASKIA RD
City	WATERLOO
State	IL
Zip	62298-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	LOT 5Q 0088322
Legal Range	10W
Legal Township	03S
Legal Section	24
Legal Lot Number	5Q
Jurisdiction	MONROE IL
Township / Civil Division	23
Census Block Group	2
Census Block	2033
Census Tract	600501

Owner

Source: Monroe County assessment roll, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	4904 KASKASKIA RD, WATERLOO, IL 62298-3718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	2022424730
Record Updated	Sep 20, 2026

June 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONROE IL
Recording Date	Jun 16, 2022
Property Address	4904 KASKASKIA RD, WATERLOO, IL 62298-3718
Document Number	0000424730
Instrument Date	Jun 15, 2022
Instrument	424730
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4904 KASKASKIA RD, WATERLOO, IL 62298-3718

Mortgage

Document Number	0000424731
Date	Jun 16, 2022
Instrument	424731

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,000 (+11.68%) Land $12,500 Building $53,500	$198,000 (+11.68%) Land $37,500 Building $160,500
2024	$3,289.00
2022	Homeowner's exemption Additional exemption filed	$59,100 Land $12,500 Building $46,600	$177,300 Land $37,500 Building $139,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	50 / 10

May also be available: Verizon.

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