4970 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4970 Kaskaskia Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 952 sqft · built 1956
Lot Size	2.28 acres (99,317 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Feb 2023)
Tax Bill	$3,170 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-400-008-000`

Property Details

APN / Parcel Number

Primary APN	`10-24-400-008-000`
Alternative APN	`10240000003100 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	99,317 sqft (2.28 acres)
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	140 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4970 KASKASKIA RD
City	WATERLOO
State	IL
Zip	62298-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	TAX LOTS 5C, 5D, 5G & 5K
Legal Range	10W
Legal Township	03S
Legal Section	24
Legal Lot Number	5C
Jurisdiction	MONROE IL
Township / Civil Division	23
Census Block Group	2
Census Block	2033
Census Tract	600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4958 KASKASKIA RD, WATERLOO, IL 62298-3718
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Record Updated	Sep 20, 2026

February 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 9, 2023
Property Address	4970 KASKASKIA RD, WATERLOO, IL 62298-3718
Document Number	0000427860
Map Reference	MB A PG 45
Instrument Date	Feb 8, 2023
Instrument	427860
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 KASKASKIA RD, WATERLOO, IL 62298-3720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4958 KASKASKIA RD, WATERLOO, IL 62298-3718

Mortgage

Document Number	0000427861
Date	Feb 9, 2023
Instrument	427861

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,290 (+9.22%) Land $11,890 Building $44,400	$168,870 (+9.22%) Land $35,670 Building $133,200
2024	$3,170.00
2022	Additional exemption filed	$51,540 Land $11,890 Building $39,650	$154,620 Land $35,670 Building $118,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	50 / 10

May also be available: Verizon.

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