4970 Kaskaskia Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4970 Kaskaskia Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 952 sqft · built 1956
Lot Size2.28 acres (99,317 sqft)
OwnerCompany Name on Record
Last Sale$170,000 (Feb 2023)
Tax Bill$3,170 (2024)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-24-400-008-000

Property Details

APN / Parcel Number

Primary APN10-24-400-008-000
Alternative APN
  • 10240000003100 00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Lot Area99,317 sqft (2.28 acres)
Garage Area480 sqft
DrivewayConcrete Driveway
Driveway Area140 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4970 KASKASKIA RD
CityWATERLOO
StateIL
Zip62298-3718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionTAX LOTS 5C, 5D, 5G & 5K
Legal Range10W
Legal Township03S
Legal Section24
Legal Lot Number5C
JurisdictionMONROE IL
Township / Civil Division23
Census Block Group2
Census Block2033
Census Tract600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4958 KASKASKIA RD, WATERLOO, IL 62298-3718
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2023 · Amount on Record
Deed SaleFeb 9, 2023 · Amount on Record
Record UpdatedSep 20, 2026

February 2023: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionMONROE IL
Recording DateFeb 9, 2023
Property Address4970 KASKASKIA RD, WATERLOO, IL 62298-3718
Document Number0000427860
Map ReferenceMB A PG 45
Instrument DateFeb 8, 2023
Instrument427860
Transaction TypeTransfer
Record UpdatedMar 1, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 KASKASKIA RD, WATERLOO, IL 62298-3720

Transferred To (Grantee/Buyer)

NameVerified Name
Address4958 KASKASKIA RD, WATERLOO, IL 62298-3718

Mortgage

Document Number0000427861
DateFeb 9, 2023
Instrument427861
Lender
NameSTATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 8, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$56,290 (+9.22%) Land $11,890 Building $44,400$168,870 (+9.22%) Land $35,670 Building $133,200
2024$3,170.00
2022Additional exemption filed$51,540 Land $11,890 Building $39,650$154,620 Land $35,670 Building $118,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Harrisonville Telephone Company
DSL
50 / 10

May also be available: Verizon.

Nearby Properties on Kaskaskia Rd

Nearby Streets

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