49188 Frances Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49188 Frances Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,442 sqft · built 1995
Lot Size	0.355 acres (15,464 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Sep 2018)
Tax Bill	$6,038 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-20-453-014`

Property Details

APN / Parcel Number

Primary APN	`20-08-20-453-014`
Alternative APN	`0820453014`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,442 sqft Living Area
1st Floor Area	1,648 sqft
Basement Area	1,648 sqft
Unfinished Basement	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Split Level
Lot Area	15,464 sqft (0.355 acres)
Lot Dimensions	158 ft deep x 98 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49188 FRANCES DR
City	MACOMB
State	MI
Zip	48044-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WILLOWOOD SUB #1 LOT 31 LIBER: 106 PAGES: 14-19
Legal Subdivision	WILLOWOOD SUB
Legal Lot Number	31
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	4
Census Block	4012
Census Tract	224001

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49188 FRANCES DR, MACOMB, MI 48044-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2018	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
May 17, 2017	Deed of Trust, Mortgage · Conventional with PMI MAIN STREET BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20188098238
Deed Book / Page	25555 / 290
Prior Transfer Date	Mar 25, 2014
Prior Transfer Doc	0000043905
Record Updated	Sep 20, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 4, 2018
Property Address	49188 FRANCES DR, MACOMB, MI 48044-1638
Document Number	0000098238
Book / Page	25555 / 290
Map Reference	LB 106 PG 14-19
Instrument Date	Aug 30, 2018
Instrument	8098238
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,173.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49188 FRANCES DR, 49188, MACOMB, MI 48044-1638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49188 FRANCES DR, MACOMB, MI 48044-1638

Mortgage

Document Number	0000098233
Date	Sep 4, 2018
Instrument	8098233

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49188 FRANCES DR, MACOMB, MI 48044-1638
Document Number	0000066904
Book / Page	024733 / 000972
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	ATA NATIONAL TITLE, ATA NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49188 FRANCES DR MACOMB MI 480441638, MACOMB, MI 48044-1638

Mortgage

Document Number	0000066904
Date	May 24, 2017
Book Page	024733/000972
Instrument	66904

Lender

Name	MAIN STREET BK
Type	Bank
Address	BINGHAM FARMS, MI 48025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,200 (+3.26%)	$468,400 (+3.26%)
2025	$6,038.00 (+13.13%) Homeowner's exemption	$226,800 (+11.94%)	$453,600 (+11.94%)
2023		$202,600	$405,200
2022	$5,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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