49140 Frances Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49140 Frances Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,083 sqft · built 1995
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Aug 2023)
Tax Bill	$6,658 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-08-20-453-015`

Property Details

APN / Parcel Number

Primary APN	`20-08-20-453-015`
Alternative APN	`0820453015`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,083 sqft Living Area
1st Floor Area	2,047 sqft
Basement Area	2,047 sqft
Unfinished Basement	2,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Ranch
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	123 ft deep x 76 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49140 FRANCES DR
City	MACOMB
State	MI
Zip	48044-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WILLOWOOD SUB #1 LOT 32 LIBER: 106 PAGES: 14-19
Legal Subdivision	WILLOWOOD SUB
Legal Lot Number	32
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	4
Census Block	4012
Census Tract	224001

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49140 FRANCES DR, MACOMB, MI 48044-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Aug 4, 1995 · Amount on Record
Deed Document Number	202372782
Deed Book / Page	29270 / 159
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 24, 2023
Property Address	49140 FRANCES DR, MACOMB, MI 48044-1638
Document Number	2300072782
Book / Page	29270 / 159
Map Reference	LB 106 PG 14-19
Instrument Date	Aug 22, 2023
Instrument	202300072782
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4051 PINE RIDGE DR, DRYDEN, MI 48428-9411

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49140 FRANCES DR, MACOMB, MI 48044-1638

Mortgage

Document Number	2300072641
Date	Aug 24, 2023
Instrument	202300072641

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49140 FRANCES DR, MACOMB, MI 48044-1638
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49140 FRANCES DR, MACOMB, MI 48044-1638

Mortgage

Document Number	2102244945
Date	Sep 29, 2021
Book Page	28050/1
Instrument	202102244945

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2051

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,600 (+17.14%)	$429,200 (+17.14%)
2025	$6,658.00 (+69.03%)
2023		$183,200	$366,400
2022	$3,939.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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