49116 Frances Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49116 Frances Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,442 sqft · built 1996
Lot Size	0.284 acres (12,371 sqft)
Owner	Company Name on Record
Last Sale	$223,000 (Mar 2012)
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Aug 2021 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-20-453-016`

Property Details

APN / Parcel Number

Primary APN	`20-08-20-453-016`
Alternative APN	`0820453016`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,442 sqft Living Area
1st Floor Area	1,648 sqft
Basement Area	1,648 sqft
Unfinished Basement	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Split Level
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	125 ft deep x 99 ft wide
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49116 FRANCES DR
City	MACOMB
State	MI
Zip	48044-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WILLOWOOD SUB #1 LOT 33 LIBER: 106 PAGES: 14-19
Legal Subdivision	WILLOWOOD SUB
Legal Lot Number	33
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	4
Census Block	4012
Census Tract	224001

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	49116 FRANCES DR, MACOMB, MI 48044-1638
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Intrafamily Transfer, Transfer
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Feb 24, 2017	Deed of Trust, Mortgage · Line of Credit AUTO CLUB TR FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2012 · Amount on Record
Deed Sale	Mar 14, 2012 · Amount on Record
Deed Document Number	20122030225
Deed Book / Page	21169 / 231
Last Transfer Date	Jul 27, 2021
Transfer Doc	0002220102
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Aug 9, 2021
Property Address	49116 FRANCES DR, MACOMB, MI 48044-1638
Document Number	2102220102
Book / Page	27912 / 374
Map Reference	LB 106 PG 14-19
Instrument Date	Jul 27, 2021
Instrument	202102220102
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	49116 FRANCES DR, MACOMB, MI 48044-1638
Investor	Possibly a Property Investor

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49116 FRANCES DR, MACOMB, MI 48044-1638
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49116 FRANCES DR, MACOMB, MI 48044-1638

Mortgage

Document Number	2102179598
Date	May 12, 2021
Book Page	27696/844
Instrument	202102179598

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	215 Months
Due	Apr 29, 2039

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49116 FRANCES DR, MACOMB, MI 48044-1638
Document Number	0000025802
Book / Page	024584 / 000023
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 29, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49116 FRANCES DR MACOMB MI 480441638, MACOMB, MI 48044-1638

Mortgage

Document Number	0000025802
Date	Mar 2, 2017
Book Page	024584/000023
Instrument	25802

Lender

Name	AUTO CLUB TR FSB
Type	Federal Savings Bank
Address	OMAHA, NE 68114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,400 (+16.55%)	$440,800 (+16.55%)
2025	$4,822.00 (+13.14%)
2023		$189,100	$378,200
2022	$4,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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