49145 Frances Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49145 Frances Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,116 sqft · built 1995
Lot Size	0.226 acres (9,845 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Oct 2012)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Dec 2022 Transfer Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-20-452-013`

Property Details

APN / Parcel Number

Primary APN	`20-08-20-452-013`
Alternative APN	`0820452013`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,116 sqft Living Area
1st Floor Area	1,223 sqft
Basement Area	1,223 sqft
Unfinished Basement	1,223 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	137 ft deep x 72 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49145 FRANCES DR
City	MACOMB
State	MI
Zip	48044-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WILLOWOOD SUB #1 LOT 5 LIBER: 106 PAGES: 14-19
Legal Subdivision	WILLOWOOD SUB
Legal Lot Number	5
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	4
Census Block	4011
Census Tract	224001

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49145 FRANCES DR, MACOMB, MI 48044-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Intrafamily Transfer, Transfer
Feb 14, 2019	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2012 · Amount on Record
Deed Sale	Oct 1, 2012 · Amount on Record
Prior Sale	Aug 26, 1998 · Amount on Record
Deed Document Number	20122132447
Deed Book / Page	21589 / 955
Last Transfer Date	Nov 17, 2022
Transfer Doc	0000137751
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Dec 21, 2022
Property Address	49145 FRANCES DR, MACOMB, MI 48044-1638
Document Number	2200137751
Book / Page	28946 / 930
Map Reference	LB 106 PG 14-19
Instrument Date	Nov 17, 2022
Instrument	202200137751
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49145 FRANCES DR, MACOMB, MI 48044-1638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49145 FRANCES DR, MACOMB, MI 48044-1638

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49145 FRANCES DR, MACOMB, MI 48044-1638
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49145 FRANCES DR, MACOMB, MI 48044-1638

Mortgage

Document Number	0000015275
Date	Feb 14, 2019
Book Page	25810/362
Instrument	9015275

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49145 FRANCES DR, MACOMB, MI 48044-1638
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063972
Date	Jun 3, 2020
Book Page	26743/739
Instrument	2063972

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2045

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49145 FRANCES DR, MACOMB, MI 48044-1638
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49145 FRANCES DR, MACOMB, MI 48044-1638

Mortgage

Document Number	0000145626
Date	Nov 25, 2020
Book Page	27192/844
Instrument	2145626

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,400 (+17.98%)	$410,800 (+17.98%)
2025	$4,299.00 (+13.13%)
2023		$174,100	$348,200
2022	$3,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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